Jefferson County Disaster Risk

Jefferson County, Tennessee

FEMA Risk Rating

Relatively Low

National Percentile

45th

of 3,144 counties

State Rank

#61

of 95 (1 = highest risk)

Flood Risk

57th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 57% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 43% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 60% of US counties

Earthquake

Seismic activity and ground shaking risk

Moderate

Higher than 83% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively Low

Higher than 43% of US counties

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Frequently Asked Questions

What is the natural disaster risk in Jefferson County, TN?
Jefferson County has a FEMA National Risk Index rating of Relatively Low, placing it in the 45th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Jefferson County?
Jefferson County is evaluated for five major natural hazard types: earthquake (83th percentile), tornado (60th percentile), flooding (57th percentile), wildfire (43th percentile), hurricane (43th percentile). The highest-risk hazard is earthquake at the 83th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Jefferson County risk compare to the Tennessee average?
Jefferson County's composite risk percentile is 45th, compared to the Tennessee state average of 53th percentile. The state's overall risk rating is Relatively Low. This means Jefferson County faces lower natural disaster risk than the typical county in Tennessee.
Is Jefferson County at risk for earthquake?
Yes, Jefferson County's earthquake risk is at the 83th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Jefferson County is at the 57th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Jefferson County a safe place to live?
Jefferson County's composite risk score of 45th percentile is below the Tennessee state average of 53th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is earthquake at the 83th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.