riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Johnson County Disaster Risk

Johnson County, Tennessee

FEMA Risk Rating

Very Low

National Percentile

28th

of 3,144 counties

State Rank

#75

of 95 (1 = highest risk)

Flood Risk

47th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 47% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 55% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 25% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 47% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively Low

Higher than 51% of US counties

Risk Overview

About Natural Disaster Risk in Johnson County, Tennessee

Johnson County well below state risk

Johnson County's composite risk score of 28.18 places it in the very low category, well below Tennessee's state average of 52.45. This favorable rating reflects relatively low exposure to most major natural hazards compared to national and regional peers.

Among lowest-risk Tennessee counties

With a score of 28.18, Johnson County ranks among Tennessee's safest counties for natural disaster exposure. The county sits substantially below the state average of 52.45, offering residents markedly better protection than most statewide peers.

Safer than Jackson and Hickman

Johnson County (28.18) outperforms both Jackson County (22.52) and Hickman County (47.17) in composite risk, though Jackson technically scores lower overall. Johnson's uniqueness lies in elevated wildfire risk (54.87) and hurricane exposure (51.15), considerably higher than neighbors.

Wildfire and hurricane threats peak

Johnson County faces exceptional wildfire risk at 54.87 and hurricane risk at 51.15—both substantially above state and national averages and representing the county's primary hazards. Flood risk (47.17) remains moderate, while earthquake and tornado risks stay relatively low.

Emphasize wildfire and wind coverage

Johnson County homeowners should prioritize wildfire and hurricane wind coverage in their policies, given the county's 54.87 wildfire score and 51.15 hurricane risk. Creating defensible space around homes and updating roofing materials offers practical protection against these elevated threats.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Johnson County

Top Hazards by Exposure

  1. #1
    WildfirePrepare
    55th percentile
  2. #2
    HurricanePrepare
    51th percentile
  3. #3
    FloodPrepare
    47th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Johnson County

Risk Verdict

At the 28th percentile nationally, Johnson County experiences relatively limited natural hazard pressure compared to most of the country. The 28th percentile national ranking is one lens; Johnson County residents also benefit from reviewing which specific hazard types drive the county's composite score and preparing accordingly.

Hazard Breakdown

Wildfire risk is Johnson County's dominant natural hazard, ranked at the 55th percentile nationally under FEMA's National Risk Index. Hurricane ranks second at the 51th percentile nationally. Additional tracked hazards include flood (47th percentile), earthquake (47th percentile), tornado (25th percentile).

Preparedness Context

Johnson County's dominant hazard is wildfire, ranked at the 55th percentile nationally. Maintaining at least 30 feet of lean, clean vegetation around structures in Johnson County and keeping gutters clear of debris significantly reduces ignition risk from wind-driven embers. Alongside wildfire, hurricane at the 51th percentile nationally means a multi-season preparedness mindset — fire season and flood or storm season often require different household plans. Johnson County's households benefit from reviewing homeowners insurance before fire season, specifically whether the policy covers replacement cost rather than actual cash value, and whether it includes additional living expenses if displacement is required.

Regional Context

A composite score 24.3 points below the Tennessee state average puts Johnson County in a better-than-typical position relative to neighboring counties.

Is your household prepared for Johnson County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Johnson County, TN?
Johnson County has a FEMA National Risk Index rating of Very Low, placing it in the 28th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Johnson County?
Johnson County is evaluated for five major natural hazard types: wildfire (55th percentile), hurricane (51th percentile), flooding (47th percentile), earthquake (47th percentile), tornado (25th percentile). The highest-risk hazard is wildfire at the 55th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Johnson County risk compare to the Tennessee average?
Johnson County's composite risk percentile is 28th, compared to the Tennessee state average of 53th percentile. The state's overall risk rating is Relatively Low. This means Johnson County faces lower natural disaster risk than the typical county in Tennessee.
Is Johnson County at risk for wildfire?
Yes, Johnson County's wildfire risk is at the 55th percentile nationally. This is above the national median. For flooding specifically, Johnson County is at the 47th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Johnson County a safe place to live?
Johnson County's composite risk score of 28th percentile is below the Tennessee state average of 53th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is wildfire at the 55th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.