Stewart County Disaster Risk
Stewart County, Tennessee
FEMA Risk Rating
Very Low
National Percentile
29th
of 3,144 counties
State Rank
#73
of 95 (1 = highest risk)
Flood Risk
23th
percentile
Hazard Risk Breakdown
Flood
River, coastal, and surface flooding risk
Very Low
Higher than 23% of US counties
Wildfire
Wildland and wildland-urban interface fire risk
Very Low
Higher than 8% of US counties
Tornado
Tornado and severe thunderstorm risk
Relatively Low
Higher than 65% of US counties
Earthquake
Seismic activity and ground shaking risk
Moderate
Higher than 83% of US counties
Hurricane
Tropical cyclone and hurricane risk
Very Low
Higher than 19% of US counties
Risk Overview
About Natural Disaster Risk in Stewart County, Tennessee
Stewart County's natural disaster risk
With a composite risk score of 29.36, Stewart County sits well below the national average and carries a Very Low overall rating. Your county faces significantly less disaster risk than most of the country, though some hazard types warrant attention.
Safest county in Tennessee
Stewart County ranks among Tennessee's safest counties for natural disasters, with a score 44% below the state average of 52.45. This puts you in the lowest-risk tier statewide, ahead of nearly all your neighbors.
Much safer than adjacent counties
Stewart County's 29.36 score is significantly lower than nearby Montgomery County (state average exposure) and Houston County. Your relative isolation from major flood plains and tornado corridors keeps risk notably manageable compared to surrounding areas.
Earthquakes and tornadoes top concerns
Earthquake risk (82.57) and tornado risk (64.98) are your two highest hazard scores, though both remain moderate in absolute terms. Flood risk is relatively low at 22.81, and wildfire poses minimal concern at just 7.60.
Focus coverage on earthquake safety
Standard homeowners insurance doesn't cover earthquakes or tornadoes, so consider a separate earthquake policy given your 82.57 earthquake score. Ensure your roof is properly anchored and review your emergency plan for severe weather events.
Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor
Preparedness Guide
What to Prepare for in Stewart County
Top Hazards by Exposure
Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)
Risk Advisory: Stewart County
Risk Verdict
At the 29th percentile nationally, Stewart County experiences relatively limited natural hazard pressure compared to most of the country. Stewart County residents can take confidence from a 29th percentile ranking, but even lower-risk counties benefit from a practiced household communication plan and awareness of the specific hazards listed above.
Hazard Breakdown
Earthquake risk is Stewart County's dominant natural hazard, ranked at the 83th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 65th percentile nationally. Additional tracked hazards include flood (23th percentile), hurricane (19th percentile), wildfire (8th percentile).
Preparedness Context
Stewart County ranks at the 83th percentile nationally for earthquake risk. Unlike most natural hazards, earthquakes provide no advance warning; preparedness here means structural adjustments and a practiced response, not alert monitoring. The county's tornado risk at the 65th percentile nationally is a seasonal consideration alongside the year-round earthquake threat, requiring awareness of both hazard types. For earthquake preparedness, Stewart County's county emergency management office often maintains a list of community water supply points, Red Cross shelter locations, and post-quake assistance programs — useful resources to identify before an event occurs.
Regional Context
A composite score 23.1 points below the Tennessee state average puts Stewart County in a better-than-typical position relative to neighboring counties.
Is your household prepared for Stewart County's hazards?
Review FEMA's county-specific preparedness checklists and emergency planning guides.
Frequently Asked Questions
What is the natural disaster risk in Stewart County, TN?
What types of natural hazards affect Stewart County?
How does Stewart County risk compare to the Tennessee average?
Is Stewart County at risk for earthquake?
How is natural disaster risk measured?
Is Stewart County a safe place to live?
Data Source
Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.
Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.