riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Lewis County Disaster Risk

Lewis County, Tennessee

FEMA Risk Rating

Very Low

National Percentile

14th

of 3,144 counties

State Rank

#85

of 95 (1 = highest risk)

Flood Risk

13th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 13% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 9% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 59% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 71% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 37% of US counties

Risk Overview

About Natural Disaster Risk in Lewis County, Tennessee

Lewis County enjoys very low risk

Lewis County scores just 13.93 on the composite risk index—the lowest among these eight counties—earning a Very Low rating. At less than 27% of Tennessee's average of 52.45, Lewis is among the safest counties in the state for natural disasters.

Tennessee's safest natural disaster zone

Lewis County ranks among the lowest-risk counties statewide for composite natural disaster exposure. Its very low rating reflects minimal flood, wildfire, and hurricane threats compared to nearly all other Tennessee counties.

Significantly safer than surrounding areas

Lewis County's risk profile is dramatically lower than all adjacent counties, including Lawrence (69.66) and Lincoln (58.91) to the north and south. The county enjoys a meaningful safety advantage in central Tennessee.

Tornadoes pose modest concern

Even Lewis County's highest risk—tornadoes at 59.19—falls well below state and regional norms. Flood risk (13.33) and wildfire risk (9.38) are minimal, making this one of Tennessee's most naturally secure counties.

Standard coverage meets your needs

A standard homeowners policy is typically sufficient for Lewis County's low natural disaster risk profile. You may skip earthquake and flood insurance unless you have specific property vulnerabilities, allowing you to allocate resources to other protection priorities.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Lewis County

Top Hazards by Exposure

  1. #1
    EarthquakePrepare
    71th percentile
  2. #2
    TornadoPrepare
    59th percentile
  3. #3
    HurricanePrepare
    37th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Lewis County

Risk Verdict

Lewis County carries a low natural disaster risk burden, scoring at the 14th percentile under the FEMA National Risk Index. Lewis County residents can take confidence from a 14th percentile ranking, but even lower-risk counties benefit from a practiced household communication plan and awareness of the specific hazards listed above.

Hazard Breakdown

Earthquake risk is Lewis County's dominant natural hazard, ranked at the 71th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 59th percentile nationally. Additional tracked hazards include hurricane (37th percentile), flood (13th percentile), wildfire (9th percentile).

Preparedness Context

Lewis County's primary hazard, earthquake, ranks at the 71th percentile nationally. Unreinforced masonry structures carry the highest injury risk during seismic events; residents in older buildings should check with their municipality about available seismic retrofit programs. The county's tornado risk at the 59th percentile nationally is a seasonal consideration alongside the year-round earthquake threat, requiring awareness of both hazard types. After a major earthquake, Lewis County residents should expect water service disruption for 24 to 72 or more hours. Storing a minimum of one gallon per person per day for three days — before any event — is the most direct preparedness action households can take.

Regional Context

Compared to the Tennessee county average, Lewis County's composite score runs 38.5 points lower — a gap that reflects the county's relatively modest hazard profile within its state context.

Is your household prepared for Lewis County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Lewis County, TN?
Lewis County has a FEMA National Risk Index rating of Very Low, placing it in the 14th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Lewis County?
Lewis County is evaluated for five major natural hazard types: earthquake (71th percentile), tornado (59th percentile), hurricane (37th percentile), flooding (13th percentile), wildfire (9th percentile). The highest-risk hazard is earthquake at the 71th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Lewis County risk compare to the Tennessee average?
Lewis County's composite risk percentile is 14th, compared to the Tennessee state average of 53th percentile. The state's overall risk rating is Relatively Low. This means Lewis County faces lower natural disaster risk than the typical county in Tennessee.
Is Lewis County at risk for earthquake?
Yes, Lewis County's earthquake risk is at the 71th percentile nationally. This is above the national median. For flooding specifically, Lewis County is at the 13th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Lewis County a safe place to live?
Lewis County's composite risk score of 14th percentile is below the Tennessee state average of 53th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is earthquake at the 71th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.