Monroe County Disaster Risk

Monroe County, Tennessee

FEMA Risk Rating

Relatively Low

National Percentile

61th

of 3,144 counties

State Rank

#41

of 95 (1 = highest risk)

Flood Risk

65th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 65% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 69% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 64% of US counties

Earthquake

Seismic activity and ground shaking risk

Moderate

Higher than 89% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively Low

Higher than 60% of US counties

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Frequently Asked Questions

What is the natural disaster risk in Monroe County, TN?
Monroe County has a FEMA National Risk Index rating of Relatively Low, placing it in the 61th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Monroe County?
Monroe County is evaluated for five major natural hazard types: earthquake (89th percentile), wildfire (69th percentile), flooding (65th percentile), tornado (64th percentile), hurricane (60th percentile). The highest-risk hazard is earthquake at the 89th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Monroe County risk compare to the Tennessee average?
Monroe County's composite risk percentile is 61th, compared to the Tennessee state average of 53th percentile. The state's overall risk rating is Relatively Low. This means Monroe County faces higher natural disaster risk than the typical county in Tennessee.
Is Monroe County at risk for earthquake?
Yes, Monroe County's earthquake risk is at the 89th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Monroe County is at the 65th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Monroe County higher risk than average?
Monroe County's composite risk score of 61th percentile is above the Tennessee state average of 53th percentile. This elevated risk is driven by earthquake exposure (89th percentile), along with wildfire and flooding and tornado and hurricane risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.