riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Washington County Disaster Risk

Washington County, Tennessee

FEMA Risk Rating

Relatively Low

National Percentile

61th

of 3,144 counties

State Rank

#39

of 95 (1 = highest risk)

Flood Risk

71th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 71% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 43% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 50% of US counties

Earthquake

Seismic activity and ground shaking risk

Moderate

Higher than 84% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively Low

Higher than 56% of US counties

Risk Overview

About Natural Disaster Risk in Washington County, Tennessee

Washington County's natural hazard risk

Washington County scores 61.16 on the composite risk scale, sitting above Tennessee's 52.45 state average in the 'Relatively Low' category. The county's risk profile reflects significant exposure to multiple hazard types, particularly flooding and earthquakes.

Risk ranking among Tennessee counties

Washington County ranks in the middle-to-upper range of Tennessee's 95 counties by composite risk score. Its 61.16 score positions it notably above the state median, making it one of the state's more hazard-exposed counties.

Comparing Washington to nearby counties

Washington County (61.16) faces substantially higher risk than Wayne County (42.97) and White County (38.55) to its south, but lower risk than Williamson County (85.15) to the southwest. The county's elevated flood risk (71.06) distinguishes it from many neighbors with similar earthquake exposure.

Washington's top three disaster hazards

Floods (71.06), earthquakes (83.97), and hurricanes (55.86) represent Washington County's primary risks, with flooding and seismic activity scoring significantly above state norms. Tornado risk (50.06) remains moderate but below the state average, while wildfires (42.78) pose a secondary concern.

Get covered against Washington's risks

Washington County residents should secure flood insurance and earthquake coverage, as standard policies exclude both hazards despite their elevated local risk. Given the county's 71.06 flood score, proximity to waterways should trigger an immediate flood insurance assessment.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Washington County

Top Hazards by Exposure

  1. #1
    EarthquakePrepare
    84th percentile
  2. #2
    FloodPrepare
    71th percentile
  3. #3
    HurricanePrepare
    56th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Washington County

Risk Verdict

Washington County sits below the national average for natural disaster exposure, ranking at the 61th percentile across all U.S. counties. Understanding the specific hazards behind Washington County's ranking helps residents prioritize where to direct emergency planning efforts.

Hazard Breakdown

Earthquake risk is Washington County's dominant natural hazard, ranked at the 84th percentile nationally under FEMA's National Risk Index. Flood ranks second at the 71th percentile nationally. Additional tracked hazards include hurricane (56th percentile), tornado (50th percentile), wildfire (43th percentile).

Preparedness Context

At the 84th percentile nationally for earthquake risk, Washington County is in a zone where a post-earthquake communications plan matters almost as much as pre-earthquake structural preparation — phone networks are typically congested for hours after a significant event. The county's flood risk at the 71th percentile nationally is a seasonal consideration alongside the year-round earthquake threat, requiring awareness of both hazard types. For Washington County households, the three highest-impact earthquake preparedness actions are: (1) anchor heavy furniture and water heaters, (2) store three days of water at one gallon per person per day, and (3) identify a family reunification plan for the post-quake communication blackout period.

Regional Context

A composite score 8.7 points above the Tennessee state average puts Washington County in a higher-risk category than most counties in the state.

Is your household prepared for Washington County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Washington County, TN?
Washington County has a FEMA National Risk Index rating of Relatively Low, placing it in the 61th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Washington County?
Washington County is evaluated for five major natural hazard types: earthquake (84th percentile), flooding (71th percentile), hurricane (56th percentile), tornado (50th percentile), wildfire (43th percentile). The highest-risk hazard is earthquake at the 84th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Washington County risk compare to the Tennessee average?
Washington County's composite risk percentile is 61th, compared to the Tennessee state average of 53th percentile. The state's overall risk rating is Relatively Low. This means Washington County faces higher natural disaster risk than the typical county in Tennessee.
Is Washington County at risk for earthquake?
Yes, Washington County's earthquake risk is at the 84th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Washington County is at the 71th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Washington County higher risk than average?
Washington County's composite risk score of 61th percentile is above the Tennessee state average of 53th percentile. This elevated risk is driven by earthquake exposure (84th percentile), along with flooding and hurricane and tornado risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.