White County Disaster Risk

White County, Tennessee

FEMA Risk Rating

Very Low

National Percentile

39th

of 3,144 counties

State Rank

#67

of 95 (1 = highest risk)

Flood Risk

43th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 43% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 31% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 66% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 69% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 41% of US counties

Is your home insured against White County's risks?

Compare home and flood insurance quotes in minutes.

Get Quotes →

Sponsored

Frequently Asked Questions

What is the natural disaster risk in White County, TN?
White County has a FEMA National Risk Index rating of Very Low, placing it in the 39th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect White County?
White County is evaluated for five major natural hazard types: earthquake (69th percentile), tornado (66th percentile), flooding (43th percentile), hurricane (41th percentile), wildfire (31th percentile). The highest-risk hazard is earthquake at the 69th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does White County risk compare to the Tennessee average?
White County's composite risk percentile is 39th, compared to the Tennessee state average of 53th percentile. The state's overall risk rating is Relatively Low. This means White County faces lower natural disaster risk than the typical county in Tennessee.
Is White County at risk for earthquake?
Yes, White County's earthquake risk is at the 69th percentile nationally. This is above the national median. For flooding specifically, White County is at the 43th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is White County a safe place to live?
White County's composite risk score of 39th percentile is below the Tennessee state average of 53th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is earthquake at the 69th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.