riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Cherokee County Disaster Risk

Cherokee County, Texas

FEMA Risk Rating

Relatively Low

National Percentile

62th

of 3,144 counties

State Rank

#100

of 254 (1 = highest risk)

Flood Risk

59th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 59% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 78% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 70% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 38% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively Low

Higher than 71% of US counties

Risk Overview

About Natural Disaster Risk in Cherokee County, Texas

Cherokee faces elevated disaster exposure

Cherokee County's composite risk score of 61.64 substantially exceeds the national average, reflecting a Relatively Low but notably elevated risk profile. The county experiences significant exposure across multiple hazard categories, including tornadoes, flooding, and tropical weather.

Above-average risk statewide

At 61.64, Cherokee County's composite risk score ranks well above Texas's average of 49.00, placing it in the higher-exposure tier. The county faces greater natural disaster vulnerability than most Texas regions.

Highest-risk in its comparison group

Cherokee County's 61.64 score exceeds neighboring Cass County (50.80) and Chambers County (51.84), making it the most exposed to natural disasters in this east Texas cluster. Its position in forested Piney Woods terrain amplifies both wildfire and tornado vulnerabilities.

Multiple hazards require diversified planning

Cherokee County faces a severe combination of tornado risk (69.53), hurricane risk (70.71), and wildfire risk (77.83), plus substantial flood exposure (59.19). This multi-hazard profile demands comprehensive preparedness addressing wind, water, and fire threats.

Layer protection across all major hazards

Residents should maintain full-coverage homeowners insurance with specific wind and flood endorsements, plus separate flood insurance given the 59.19 risk score. Building codes-compliant reinforcements and evacuation planning are essential given the county's high tornado and hurricane exposure.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Cherokee County

Top Hazards by Exposure

  1. #1
    WildfirePrepare
    78th percentile
  2. #2
    HurricanePrepare
    71th percentile
  3. #3
    TornadoPrepare
    70th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Cherokee County

Risk Verdict

Cherokee County's FEMA risk score places it at the 62th percentile nationally, indicating lower-than-typical exposure for a U.S. county. A moderate composite score often means one or two hazard categories are doing the heavy lifting — knowing which ones matters for preparation.

Hazard Breakdown

Wildfire risk is Cherokee County's dominant natural hazard, ranked at the 78th percentile nationally under FEMA's National Risk Index. Hurricane ranks second at the 71th percentile nationally. Additional tracked hazards include tornado (70th percentile), flood (59th percentile), earthquake (38th percentile).

Preparedness Context

Cherokee County sits at the 78th percentile for wildfire exposure. Signing up for Cherokee County's county emergency alert system and knowing the pre-planned evacuation route before conditions deteriorate are the two highest-value preparedness actions for residents here. The county's hurricane exposure at the 71th percentile nationally complements the wildfire risk — saturating rain after burn scarring often triggers secondary flood and debris flow events. In Cherokee County, wildfire smoke often precedes the flame front by hours or days; households benefit from tracking EPA's AirNow.gov and having HEPA air filtration available as a first line of indoor protection when air quality alerts are issued.

Regional Context

The Texas county average is 12.6 composite points below Cherokee County's score, a gap that reflects the county's elevated position in the state's hazard distribution.

Is your household prepared for Cherokee County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Cherokee County, TX?
Cherokee County has a FEMA National Risk Index rating of Relatively Low, placing it in the 62th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Cherokee County?
Cherokee County is evaluated for five major natural hazard types: wildfire (78th percentile), hurricane (71th percentile), tornado (70th percentile), flooding (59th percentile), earthquake (38th percentile). The highest-risk hazard is wildfire at the 78th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Cherokee County risk compare to the Texas average?
Cherokee County's composite risk percentile is 62th, compared to the Texas state average of 49th percentile. The state's overall risk rating is Relatively Low. This means Cherokee County faces higher natural disaster risk than the typical county in Texas.
Is Cherokee County at risk for wildfire?
Yes, Cherokee County's wildfire risk is at the 78th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Cherokee County is at the 59th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Cherokee County higher risk than average?
Cherokee County's composite risk score of 62th percentile is above the Texas state average of 49th percentile. This elevated risk is driven by wildfire exposure (78th percentile), along with hurricane and tornado and flooding risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.