riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Deaf Smith County Disaster Risk

Deaf Smith County, Texas

FEMA Risk Rating

Relatively Low

National Percentile

62th

of 3,144 counties

State Rank

#99

of 254 (1 = highest risk)

Flood Risk

13th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 13% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Moderate

Higher than 86% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 70% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 39% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 0% of US counties

Risk Overview

About Natural Disaster Risk in Deaf Smith County, Texas

Deaf Smith County faces moderate-to-high risk

Deaf Smith County's composite risk score of 61.80 places it in the "Relatively Low" category, exceeding the national average but remaining below the most dangerous counties. This Panhandle region contends with concentrated hazards that demand targeted preparation.

Above Texas average but not extreme

With a score of 61.80, Deaf Smith County exceeds the Texas state average of 49.00, ranking among the state's mid-to-higher-risk counties. The Panhandle's geography and climate create distinct hazard patterns compared to the rest of Texas.

Wildfire risk ties Panhandle counties together

Deaf Smith (61.80) faces significantly higher wildfire risk (85.75) than nearby Dawson County (38.74) or Dimmit County (35.88). The county's agricultural landscape and proximity to grasslands make it part of a wildfire-prone regional corridor.

Wildfire and tornado drive exposure

Wildfire risk (85.75) and tornado risk (69.69) are Deaf Smith's dominant hazards, each far exceeding national typical values. Flood risk remains minimal at 13.14, but earthquake (38.77) and the complete absence of hurricane threat (0.00) round out the county's profile.

Prioritize wind and wildfire defenses

Homeowners insurance should explicitly cover wildfire damage and high wind; verify limits given the 85.75 wildfire score. Create and maintain defensible space by trimming trees, removing dead vegetation, and keeping roofing and gutters clear of debris.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Deaf Smith County

Top Hazards by Exposure

  1. #1
    WildfirePrepare
    86th percentile
  2. #2
    TornadoPrepare
    70th percentile
  3. #3
    EarthquakePrepare
    39th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Deaf Smith County

Risk Verdict

Deaf Smith County sits below the national average for natural disaster exposure, ranking at the 62th percentile across all U.S. counties. Understanding the specific hazards behind Deaf Smith County's ranking helps residents prioritize where to direct emergency planning efforts.

Hazard Breakdown

Wildfire risk is Deaf Smith County's dominant natural hazard, ranked at the 86th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 70th percentile nationally. Additional tracked hazards include earthquake (39th percentile), flood (13th percentile), hurricane (0th percentile).

Preparedness Context

At the 86th percentile nationally for wildfire, Deaf Smith County residents should verify whether their insurance policy includes replacement cost coverage for structures and whether the insurer still writes new policies in this fire-risk zone. Alongside wildfire, tornado at the 70th percentile nationally means a multi-season preparedness mindset — fire season and flood or storm season often require different household plans. Local USFS or Cal Fire (where applicable) fire risk maps and seasonal Red Flag Warning alerts from the National Weather Service are two free resources Deaf Smith County residents can use to stay ahead of rapidly changing wildfire conditions.

Regional Context

A composite score 12.8 points above the Texas state average puts Deaf Smith County in a higher-risk category than most counties in the state.

Is your household prepared for Deaf Smith County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Deaf Smith County, TX?
Deaf Smith County has a FEMA National Risk Index rating of Relatively Low, placing it in the 62th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Deaf Smith County?
Deaf Smith County is evaluated for five major natural hazard types: wildfire (86th percentile), tornado (70th percentile), earthquake (39th percentile), flooding (13th percentile), hurricane (0th percentile). The highest-risk hazard is wildfire at the 86th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Deaf Smith County risk compare to the Texas average?
Deaf Smith County's composite risk percentile is 62th, compared to the Texas state average of 49th percentile. The state's overall risk rating is Relatively Low. This means Deaf Smith County faces higher natural disaster risk than the typical county in Texas.
Is Deaf Smith County at risk for wildfire?
Yes, Deaf Smith County's wildfire risk is at the 86th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Deaf Smith County is at the 13th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Deaf Smith County higher risk than average?
Deaf Smith County's composite risk score of 62th percentile is above the Texas state average of 49th percentile. This elevated risk is driven by wildfire exposure (86th percentile), along with tornado risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.