riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Coleman County Disaster Risk

Coleman County, Texas

FEMA Risk Rating

Very Low

National Percentile

21th

of 3,144 counties

State Rank

#190

of 254 (1 = highest risk)

Flood Risk

23th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 23% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 79% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 38% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 7% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 39% of US counties

Risk Overview

About Natural Disaster Risk in Coleman County, Texas

Coleman County: Low Risk Nationally

Coleman County scores 20.61, earning a Very Low rating and placing it well below the national average for disaster risk. The county's risk profile is driven primarily by wildfire and tornado exposure in the South Texas region.

Below-Average Risk in Texas

At 20.61, Coleman County scores less than half the Texas state average of 49.00, ranking among the safer counties statewide. This positions Coleman in the lowest risk quartile across all Texas counties.

Moderate Risk for the West Texas Cluster

Coleman County (20.61) sits between Coke County (3.66) and Collingsworth County (27.42) in regional comparison, making it slightly riskier than Coke but safer than most of its broader neighbors. It reflects a transition zone between extremely low-risk and moderate-risk West Texas counties.

Wildfire and Tornado Dominate

Wildfire (79.01) and tornado (38.33) risks are Coleman's primary natural hazards, each substantially above the state average. Hurricane risk (38.84) adds a secondary concern, while flood risk (22.65) remains relatively contained.

Bundle Wildfire and Wind Protection

Homeowners in Coleman County should ensure comprehensive wildfire coverage and robust wind/tornado protection in their policies. Review your deductibles and coverage limits annually, especially before peak wildfire season, and maintain defensible space around structures.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Coleman County

Top Hazards by Exposure

  1. #1
    WildfirePrepare
    79th percentile
  2. #2
    HurricanePrepare
    39th percentile
  3. #3
    TornadoPrepare
    38th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Local Resources

Risk Advisory: Coleman County

Risk Verdict

Coleman County's natural disaster risk is among the lowest in the country, with a composite score at the 21th percentile nationally. Residents of Coleman County can use the 21th percentile ranking as a baseline, while recognizing that individual properties may still lie in specific hazard zones that differ from the county average.

Hazard Breakdown

Wildfire risk is Coleman County's dominant natural hazard, ranked at the 79th percentile nationally under FEMA's National Risk Index. Hurricane ranks second at the 39th percentile nationally. Additional tracked hazards include tornado (38th percentile), flood (23th percentile), earthquake (7th percentile).

Preparedness Context

Wildfire is Coleman County's top-ranked natural hazard at the 79th percentile nationally. Coleman County residents should assess whether their property lies within or adjacent to a Wildland-Urban Interface (WUI) zone, where ember transport and rapid spread pose the highest risk. A secondary hurricane exposure at the 39th percentile nationally means Coleman County residents face hazards from two distinct natural peril categories during different seasons. For Coleman County households, a practiced evacuation plan — with a primary and backup route designated before a fire occurs — provides more protection than any structural improvement when a wildfire approaches fast-moving terrain.

Regional Context

The Texas county average exceeds Coleman County's score by 28.4 composite points — placing this county in the lower-risk tier relative to its in-state peers.

Is your household prepared for Coleman County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Coleman County, TX?
Coleman County has a FEMA National Risk Index rating of Very Low, placing it in the 21th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Coleman County?
Coleman County is evaluated for five major natural hazard types: wildfire (79th percentile), hurricane (39th percentile), tornado (38th percentile), flooding (23th percentile), earthquake (7th percentile). The highest-risk hazard is wildfire at the 79th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Coleman County risk compare to the Texas average?
Coleman County's composite risk percentile is 21th, compared to the Texas state average of 49th percentile. The state's overall risk rating is Relatively Low. This means Coleman County faces lower natural disaster risk than the typical county in Texas.
Is Coleman County at risk for wildfire?
Yes, Coleman County's wildfire risk is at the 79th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Coleman County is at the 23th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Coleman County a safe place to live?
Coleman County's composite risk score of 21th percentile is below the Texas state average of 49th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is wildfire at the 79th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.

Counties with Similar Risk

Brewster County

Texas

+0.4

Very Low

21th percentile

Armstrong County

Texas

-0.6

Very Low

20th percentile

Garza County

Texas

-0.6

Very Low

20th percentile

By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.

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