Colorado County Disaster Risk
Colorado County, Texas
FEMA Risk Rating
Relatively Low
National Percentile
62th
of 3,144 counties
State Rank
#97
of 254 (1 = highest risk)
Flood Risk
51th
percentile
Hazard Risk Breakdown
Flood
River, coastal, and surface flooding risk
Relatively Low
Higher than 51% of US counties
Wildfire
Wildland and wildland-urban interface fire risk
Relatively Low
Higher than 49% of US counties
Tornado
Tornado and severe thunderstorm risk
Relatively Low
Higher than 71% of US counties
Earthquake
Seismic activity and ground shaking risk
Very Low
Higher than 24% of US counties
Hurricane
Tropical cyclone and hurricane risk
Moderate
Higher than 88% of US counties
Risk Overview
About Natural Disaster Risk in Colorado County, Texas
Colorado County: Moderate Risk Profile
Colorado County scores 62.25, earning a Relatively Low rating and exceeding the national average moderately. The county's risk stems primarily from hurricane and tornado exposure in the South Texas coastal corridor.
Above Texas Average, Below Collin County
At 62.25, Colorado County exceeds the Texas state average of 49.00 by roughly 27%, reflecting significant but manageable natural hazard exposure. It ranks in the upper-middle tier statewide, between low-risk West Texas and the high-risk Dallas metro area.
Higher Risk Than Panhandle Counties
Colorado County (62.25) faces notably higher risk than Coke (3.66), Coleman (20.61), and Collingsworth (27.42) counties farther west. It approaches Comanche County (51.02) and sits below the elevated risks of Collin (98.86) and Comal (92.68).
Hurricane and Tornado Dominate
Hurricane risk (87.98) is Colorado County's most acute hazard, making it one of the top exposures in the state for coastal weather impacts. Tornado risk (71.09) ranks second, and combined these two weather threats create significant seasonal exposure.
Hurricane and Wind Coverage Critical
Colorado County residents near the coast or in flood-prone areas must carry separate flood insurance—their 51.05 flood risk score merits dedicated protection. Ensure your homeowners policy covers hurricane and wind damage, and consider higher coverage limits for both named-storm and tornado-related losses.
Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor
Preparedness Guide
What to Prepare for in Colorado County
Top Hazards by Exposure
Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)
Risk Advisory: Colorado County
Risk Verdict
Colorado County sits below the national average for natural disaster exposure, ranking at the 62th percentile across all U.S. counties. Understanding the specific hazards behind Colorado County's ranking helps residents prioritize where to direct emergency planning efforts.
Hazard Breakdown
Hurricane risk is Colorado County's dominant natural hazard, ranked at the 88th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 71th percentile nationally. Additional tracked hazards include flood (51th percentile), wildfire (49th percentile), earthquake (24th percentile).
Preparedness Context
At the 88th percentile nationally for hurricane risk, Colorado County is in a zone where flood insurance matters beyond the primary wind risk: NFIP flood insurance requires a 30-day waiting period before taking effect, making off-season enrollment the correct timing. Tornado at the 71th percentile nationally is Colorado County's secondary hazard, often intensified by the same weather systems that produce hurricane conditions. For Colorado County households, the hurricane preparedness calendar matters: flood insurance has a 30-day waiting period, wind-hardening retrofits take weeks to schedule, and evacuation route scouting is best done before a storm watch is issued.
Regional Context
A composite score 13.2 points above the Texas state average puts Colorado County in a higher-risk category than most counties in the state.
Is your household prepared for Colorado County's hazards?
Review FEMA's county-specific preparedness checklists and emergency planning guides.
Frequently Asked Questions
What is the natural disaster risk in Colorado County, TX?
What types of natural hazards affect Colorado County?
How does Colorado County risk compare to the Texas average?
Is Colorado County at risk for hurricane?
How is natural disaster risk measured?
Why is Colorado County higher risk than average?
Data Source
Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.
Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.