riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Floyd County Disaster Risk

Floyd County, Texas

FEMA Risk Rating

Very Low

National Percentile

31th

of 3,144 counties

State Rank

#167

of 254 (1 = highest risk)

Flood Risk

11th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 11% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 73% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 45% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 20% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 31% of US counties

Risk Overview

About Natural Disaster Risk in Floyd County, Texas

Floyd County faces low national risk

Floyd County's composite risk score of 30.73 falls well below the national average, earning a very low risk rating. Residents experience significantly less natural disaster threat than most Americans, though specific hazards require monitoring.

Below-average risk for Texas

At 30.73, Floyd County's composite score sits substantially below Texas's state average of 49.00, placing it among the state's safer counties. This favorable standing reflects geographic advantages that shield residents from many of the extreme events affecting other Texas areas.

Safer than Fannin but less protected than Fisher

Floyd County's risk score of 30.73 sits between the exceptional safety of Fisher County (1.94) and the higher exposure of Fannin County (68.13). The county matches regional peers in tornado risk but stands out for elevated wildfire vulnerability (73.31).

Wildfire risk exceeds other threats

Wildfire risk (73.31) substantially exceeds all other hazards in Floyd County, ranking among the state's highest for this hazard. Tornado risk (44.91) and hurricane risk (31.12) remain moderate, while flood (11.26) and earthquake (19.53) threats stay minimal.

Focus on wildfire home protection

Floyd County residents should prioritize defensible space maintenance and brush clearing around structures given wildfire risk of 73.31. Homeowners policies should explicitly cover wildfire damage; review coverage limits and consider adding protection for debris removal and additional living expenses.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Floyd County

Top Hazards by Exposure

  1. #1
    WildfirePrepare
    73th percentile
  2. #2
    TornadoPrepare
    45th percentile
  3. #3
    HurricanePrepare
    31th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Local Resources

Risk Advisory: Floyd County

Risk Verdict

Floyd County's natural disaster risk is among the lowest in the country, with a composite score at the 31th percentile nationally. Even at the 31th percentile, Floyd County's composite score reflects real hazard exposure categories — knowing which ones apply locally enables targeted, efficient household preparedness.

Hazard Breakdown

Wildfire risk is Floyd County's dominant natural hazard, ranked at the 73th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 45th percentile nationally. Additional tracked hazards include hurricane (31th percentile), earthquake (20th percentile), flood (11th percentile).

Preparedness Context

Wildfire is Floyd County's top-ranked natural hazard at the 73th percentile nationally. Floyd County residents should assess whether their property lies within or adjacent to a Wildland-Urban Interface (WUI) zone, where ember transport and rapid spread pose the highest risk. Alongside wildfire, tornado at the 45th percentile nationally means a multi-season preparedness mindset — fire season and flood or storm season often require different household plans. For Floyd County households, a practiced evacuation plan — with a primary and backup route designated before a fire occurs — provides more protection than any structural improvement when a wildfire approaches fast-moving terrain.

Regional Context

The Texas county average exceeds Floyd County's score by 18.3 composite points — placing this county in the lower-risk tier relative to its in-state peers.

Is your household prepared for Floyd County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Floyd County, TX?
Floyd County has a FEMA National Risk Index rating of Very Low, placing it in the 31th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Floyd County?
Floyd County is evaluated for five major natural hazard types: wildfire (73th percentile), tornado (45th percentile), hurricane (31th percentile), earthquake (20th percentile), flooding (11th percentile). The highest-risk hazard is wildfire at the 73th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Floyd County risk compare to the Texas average?
Floyd County's composite risk percentile is 31th, compared to the Texas state average of 49th percentile. The state's overall risk rating is Relatively Low. This means Floyd County faces lower natural disaster risk than the typical county in Texas.
Is Floyd County at risk for wildfire?
Yes, Floyd County's wildfire risk is at the 73th percentile nationally. This is above the national median. For flooding specifically, Floyd County is at the 11th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Floyd County a safe place to live?
Floyd County's composite risk score of 31th percentile is below the Texas state average of 49th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is wildfire at the 73th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.

Counties with Similar Risk

Sherman County

Texas

-0.4

Very Low

30th percentile

Zapata County

Texas

+0.6

Very Low

31th percentile

Scurry County

Texas

-0.7

Very Low

30th percentile

By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.

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