Sherman County Disaster Risk
Sherman County, Texas
FEMA Risk Rating
Very Low
National Percentile
30th
of 3,144 counties
State Rank
#168
of 254 (1 = highest risk)
Flood Risk
1th
percentile
Hazard Risk Breakdown
Flood
River, coastal, and surface flooding risk
Very Low
Higher than 1% of US counties
Wildfire
Wildland and wildland-urban interface fire risk
Relatively Low
Higher than 65% of US counties
Tornado
Tornado and severe thunderstorm risk
Very Low
Higher than 19% of US counties
Earthquake
Seismic activity and ground shaking risk
Very Low
Higher than 18% of US counties
Risk Overview
About Natural Disaster Risk in Sherman County, Texas
Sherman: Very Low National Risk
Sherman County's composite risk score of 30.28 falls well below the national average, placing it in the very low category. Your county enjoys substantially lower disaster exposure than most American communities.
Well Below Texas Average
At 30.28, Sherman ranks among the safer Texas counties, sitting 38% below the state average of 49.00. It demonstrates strong relative safety within the state's disaster risk landscape.
Safest in the Panhandle
Sherman County is one of the safest counties in this region, competing only with Shackelford (1.43) and Sterling (1.11) for top safety status. Your northern location provides natural protection from many Texas hazards.
Wildfire Risk Dominates
Wildfire risk (65.20) is Sherman's primary concern, reflecting the dry grasslands and sparse development of the Texas Panhandle. Tornado (18.61) and earthquake (18.35) risks are comparatively modest, and hurricane data is limited.
Focus on Wildfire Readiness
Though Sherman's overall risk is low, wildfire preparedness should be a priority for rural homeowners and landowners. Review your insurance coverage for wildfire exclusions and maintain defensible space around your property.
Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor
Preparedness Guide
What to Prepare for in Sherman County
Top Hazards by Exposure
Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)
Risk Advisory: Sherman County
Risk Verdict
At the 30th percentile nationally, Sherman County experiences relatively limited natural hazard pressure compared to most of the country. Sherman County residents can take confidence from a 30th percentile ranking, but even lower-risk counties benefit from a practiced household communication plan and awareness of the specific hazards listed above.
Hazard Breakdown
Wildfire risk is Sherman County's dominant natural hazard, ranked at the 65th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 19th percentile nationally. Additional tracked hazards include earthquake (18th percentile), flood (1th percentile).
Preparedness Context
Sherman County's dominant hazard is wildfire, ranked at the 65th percentile nationally. Maintaining at least 30 feet of lean, clean vegetation around structures in Sherman County and keeping gutters clear of debris significantly reduces ignition risk from wind-driven embers. The county's tornado exposure at the 19th percentile nationally complements the wildfire risk — saturating rain after burn scarring often triggers secondary flood and debris flow events. Sherman County's households benefit from reviewing homeowners insurance before fire season, specifically whether the policy covers replacement cost rather than actual cash value, and whether it includes additional living expenses if displacement is required.
Regional Context
A composite score 18.7 points below the Texas state average puts Sherman County in a better-than-typical position relative to neighboring counties.
Is your household prepared for Sherman County's hazards?
Review FEMA's county-specific preparedness checklists and emergency planning guides.
Frequently Asked Questions
What is the natural disaster risk in Sherman County, TX?
What types of natural hazards affect Sherman County?
How does Sherman County risk compare to the Texas average?
Is Sherman County at risk for wildfire?
How is natural disaster risk measured?
Is Sherman County a safe place to live?
Data Source
Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.
Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.