Hays County Disaster Risk

Hays County, Texas

FEMA Risk Rating

Relatively Moderate

National Percentile

91th

of 3,144 counties

State Rank

#22

of 254 (1 = highest risk)

Flood Risk

93th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Moderate

Higher than 93% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Moderate

Higher than 88% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively High

Higher than 96% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 26% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively Low

Higher than 64% of US counties

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Frequently Asked Questions

What is the natural disaster risk in Hays County, TX?
Hays County has a FEMA National Risk Index rating of Relatively Moderate, placing it in the 91th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Hays County?
Hays County is evaluated for five major natural hazard types: tornado (96th percentile), flooding (93th percentile), wildfire (88th percentile), hurricane (64th percentile), earthquake (26th percentile). The highest-risk hazard is tornado at the 96th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Hays County risk compare to the Texas average?
Hays County's composite risk percentile is 91th, compared to the Texas state average of 49th percentile. The state's overall risk rating is Relatively Low. This means Hays County faces higher natural disaster risk than the typical county in Texas.
Is Hays County at risk for tornado?
Yes, Hays County's tornado risk is at the 96th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Hays County is at the 93th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Hays County higher risk than average?
Hays County's composite risk score of 91th percentile is above the Texas state average of 49th percentile. This elevated risk is driven by tornado exposure (96th percentile), along with flooding and wildfire and hurricane risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.