riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Jackson County Disaster Risk

Jackson County, Texas

FEMA Risk Rating

Relatively Low

National Percentile

72th

of 3,144 counties

State Rank

#76

of 254 (1 = highest risk)

Flood Risk

55th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 55% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 64% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 50% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 17% of US counties

Hurricane

Tropical cyclone and hurricane risk

Moderate

Higher than 94% of US counties

Risk Overview

About Natural Disaster Risk in Jackson County, Texas

Jackson County faces substantial coastal risk

Jackson County scores 71.69 on the composite risk scale, exceeding the national average and reflecting a relatively low overall rating despite significant hurricane exposure. The score places the county in the upper-middle risk band nationally, concentrated in coastal hazards.

Elevated risk for Gulf Coast Texas

At 71.69, Jackson County ranks above Texas's state average composite risk of 49.00, placing it in the elevated-risk tier among the state's counties. The exposure is driven predominantly by its position in the active hurricane zone.

Hurricane hotspot on Gulf Coast

Jackson County's composite risk of 71.69 exceeds neighboring Matagorda and Wharton counties, primarily due to its exceptional hurricane risk score of 94.03. The county's coastal location creates unmatched tropical system exposure in the immediate region.

Hurricanes dominate threat landscape

Hurricane risk reaches 94.03, positioning Jackson County as one of Texas's most hurricane-vulnerable areas and a direct target for tropical systems. Flood risk at 55.31 and wildfire risk at 63.90 create secondary hazards, compounding the coastal exposure.

Hurricane-specific coverage non-negotiable

Jackson County homeowners must prioritize comprehensive wind and hail coverage to address the extreme hurricane threat, plus mandatory separate flood insurance given coastal vulnerability. Hurricane-resistant home improvements—reinforced roof attachment, impact-resistant windows—should be considered as long-term investments.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Jackson County

Top Hazards by Exposure

  1. #1
    HurricanePrepare
    94th percentile
  2. #2
    WildfirePrepare
    64th percentile
  3. #3
    FloodPrepare
    55th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Jackson County

Risk Verdict

Jackson County ranks at the 72th percentile nationally for natural disaster risk — below the median for U.S. counties. Residents are encouraged to understand which hazards dominate locally and tailor their preparedness accordingly.

Hazard Breakdown

Hurricane risk is Jackson County's dominant natural hazard, ranked at the 94th percentile nationally under FEMA's National Risk Index. Wildfire ranks second at the 64th percentile nationally. Additional tracked hazards include flood (55th percentile), tornado (50th percentile), earthquake (17th percentile).

Preparedness Context

Jackson County ranks at the 94th percentile nationally for hurricane risk. For coastal counties, wind-resistant shutters or impact-rated windows represent the highest single structural investment for reducing property damage. Wildfire at the 64th percentile nationally is Jackson County's secondary hazard, often intensified by the same weather systems that produce hurricane conditions. For extended post-storm outages common in Jackson County's hurricane zone, a portable generator (operated outdoors only) and a supply of non-perishable food for at least seven days provides meaningful household resilience.

Regional Context

Compared to other Texas counties, Jackson County runs 22.7 composite risk points higher than the state mean — reflecting above-average hazard concentration in this area.

Is your household prepared for Jackson County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Jackson County, TX?
Jackson County has a FEMA National Risk Index rating of Relatively Low, placing it in the 72th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Jackson County?
Jackson County is evaluated for five major natural hazard types: hurricane (94th percentile), wildfire (64th percentile), flooding (55th percentile), tornado (50th percentile), earthquake (17th percentile). The highest-risk hazard is hurricane at the 94th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Jackson County risk compare to the Texas average?
Jackson County's composite risk percentile is 72th, compared to the Texas state average of 49th percentile. The state's overall risk rating is Relatively Low. This means Jackson County faces higher natural disaster risk than the typical county in Texas.
Is Jackson County at risk for hurricane?
Yes, Jackson County's hurricane risk is at the 94th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Jackson County is at the 55th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Jackson County higher risk than average?
Jackson County's composite risk score of 72th percentile is above the Texas state average of 49th percentile. This elevated risk is driven by hurricane exposure (94th percentile), along with wildfire and flooding risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.