Hopkins County Disaster Risk
Hopkins County, Texas
FEMA Risk Rating
Relatively Low
National Percentile
71th
of 3,144 counties
State Rank
#77
of 254 (1 = highest risk)
Flood Risk
58th
percentile
Hazard Risk Breakdown
Flood
River, coastal, and surface flooding risk
Relatively Low
Higher than 58% of US counties
Wildfire
Wildland and wildland-urban interface fire risk
Relatively Low
Higher than 66% of US counties
Tornado
Tornado and severe thunderstorm risk
Moderate
Higher than 92% of US counties
Earthquake
Seismic activity and ground shaking risk
Relatively Low
Higher than 45% of US counties
Hurricane
Tropical cyclone and hurricane risk
Relatively Low
Higher than 58% of US counties
Risk Overview
About Natural Disaster Risk in Hopkins County, Texas
Hopkins sits somewhat above national risk
Hopkins County's composite risk score of 71.22 ranks it as "Relatively Low" but above the national average. The northeast Texas county's exposure to tornadoes and other severe weather drives this moderate-to-above-average profile.
Higher-risk than typical Texas county
With a score of 71.22 versus Texas's state average of 49.00, Hopkins County ranks as above-average for the state. The county's northeast Texas location places it in a region of elevated tornado and flood activity.
Mid-range risk in northeast Texas region
Hopkins County's 71.22 score is very comparable to nearby Hill County (72.96) and Hood County (70.52), placing it squarely in the mid-risk band for central-northeast Texas. Henderson County to the south ranks higher at 84.54.
Tornadoes and flooding are primary threats
Tornado risk of 91.95 is your leading hazard, followed by flood risk of 58.05 and wildfire risk of 65.65. Earthquake risk of 45.26 is moderate but meaningful for the northeast Texas region.
Strong wind coverage and flood insurance matter
Hopkins County residents should ensure homeowners insurance includes comprehensive wind/hail coverage for tornado season and consider separate flood insurance for at-risk properties. Review flood zone maps for your address and upgrade coverage if you're in a vulnerable area.
Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor
Preparedness Guide
What to Prepare for in Hopkins County
Top Hazards by Exposure
Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)
Risk Advisory: Hopkins County
Risk Verdict
Hopkins County has a below-average natural disaster risk profile, scoring at the 71th percentile nationally under FEMA's National Risk Index. Households in Hopkins County benefit from knowing which individual hazard types — flood, wildfire, tornado, or hurricane — are the primary contributors.
Hazard Breakdown
Tornado risk is Hopkins County's dominant natural hazard, ranked at the 92th percentile nationally under FEMA's National Risk Index. Wildfire ranks second at the 66th percentile nationally. Additional tracked hazards include flood (58th percentile), hurricane (58th percentile), earthquake (45th percentile).
Preparedness Context
Tornado risk is Hopkins County's top-ranked natural hazard at the 92th percentile nationally. For Hopkins County households, the most protective action available is identifying a reinforced interior room on the lowest floor — a bathroom, closet, or central hallway away from windows. Alongside tornado exposure, wildfire at the 66th percentile nationally means Hopkins County households face multi-hazard severe-weather seasons that benefit from a single integrated emergency plan covering both threats. A battery-powered NOAA All Hazards weather radio with an auto-alert tone is the highest-leverage single item for tornado preparedness in Hopkins County, since it delivers warnings even when power is out and phone networks are congested.
Regional Context
Hopkins County's composite risk score sits 22.2 points above the Texas county average, placing it among the more hazard-exposed counties in the state.
Is your household prepared for Hopkins County's hazards?
Review FEMA's county-specific preparedness checklists and emergency planning guides.
Frequently Asked Questions
What is the natural disaster risk in Hopkins County, TX?
What types of natural hazards affect Hopkins County?
How does Hopkins County risk compare to the Texas average?
Is Hopkins County at risk for tornado?
How is natural disaster risk measured?
Why is Hopkins County higher risk than average?
Data Source
Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.
Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.