Lampasas County Disaster Risk
Lampasas County, Texas
FEMA Risk Rating
Very Low
National Percentile
30th
of 3,144 counties
State Rank
#170
of 254 (1 = highest risk)
Flood Risk
42th
percentile
Hazard Risk Breakdown
Flood
River, coastal, and surface flooding risk
Very Low
Higher than 42% of US counties
Wildfire
Wildland and wildland-urban interface fire risk
Moderate
Higher than 84% of US counties
Tornado
Tornado and severe thunderstorm risk
Relatively Low
Higher than 61% of US counties
Earthquake
Seismic activity and ground shaking risk
Very Low
Higher than 10% of US counties
Hurricane
Tropical cyclone and hurricane risk
Relatively Low
Higher than 46% of US counties
Risk Overview
About Natural Disaster Risk in Lampasas County, Texas
Lampasas ranks below national risk
Lampasas County's composite risk score of 29.93 falls below the national average, earning a "Very Low" rating. The county's central Texas location provides distance from major coastal and severe weather corridors.
Low-risk among Texas counties
Scoring 29.93 versus the Texas state average of 49.00, Lampasas County ranks among the state's safer communities. The 39% reduction from state average reflects a favorable geographic position.
Safer than higher-risk nearby areas
Lampasas County's score of 29.93 compares favorably to nearby Lamb County (61.23) and Lamar County (79.55). Among its regional peers, Lampasas maintains one of the lowest risk profiles.
Wildfire and tornado pose modest threats
Wildfire risk of 84.03 and tornado risk of 61.23 represent Lampasas's highest exposures, though both remain manageable given the county's overall low composite score. Flood and hurricane risks stay well below state averages at 41.92 and 45.56 respectively.
Standard coverage with wildfire consideration
Standard homeowners insurance provides adequate protection for most Lampasas County residents. Property owners in brushy or wooded areas should discuss wildfire endorsements and maintain defensible space around structures.
Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor
Preparedness Guide
What to Prepare for in Lampasas County
Top Hazards by Exposure
Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)
Risk Advisory: Lampasas County
Risk Verdict
At the 30th percentile nationally, Lampasas County experiences relatively limited natural hazard pressure compared to most of the country. Lampasas County residents can take confidence from a 30th percentile ranking, but even lower-risk counties benefit from a practiced household communication plan and awareness of the specific hazards listed above.
Hazard Breakdown
Wildfire risk is Lampasas County's dominant natural hazard, ranked at the 84th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 61th percentile nationally. Additional tracked hazards include hurricane (46th percentile), flood (42th percentile), earthquake (10th percentile).
Preparedness Context
Lampasas County's dominant hazard is wildfire, ranked at the 84th percentile nationally. Maintaining at least 30 feet of lean, clean vegetation around structures in Lampasas County and keeping gutters clear of debris significantly reduces ignition risk from wind-driven embers. A secondary tornado exposure at the 61th percentile nationally means Lampasas County residents face hazards from two distinct natural peril categories during different seasons. Lampasas County's households benefit from reviewing homeowners insurance before fire season, specifically whether the policy covers replacement cost rather than actual cash value, and whether it includes additional living expenses if displacement is required.
Regional Context
A composite score 19.1 points below the Texas state average puts Lampasas County in a better-than-typical position relative to neighboring counties.
Is your household prepared for Lampasas County's hazards?
Review FEMA's county-specific preparedness checklists and emergency planning guides.
Frequently Asked Questions
What is the natural disaster risk in Lampasas County, TX?
What types of natural hazards affect Lampasas County?
How does Lampasas County risk compare to the Texas average?
Is Lampasas County at risk for wildfire?
How is natural disaster risk measured?
Is Lampasas County a safe place to live?
Data Source
Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.
Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.