riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Lavaca County Disaster Risk

Lavaca County, Texas

FEMA Risk Rating

Relatively Low

National Percentile

79th

of 3,144 counties

State Rank

#57

of 254 (1 = highest risk)

Flood Risk

86th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Moderate

Higher than 86% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 37% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 54% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 16% of US counties

Hurricane

Tropical cyclone and hurricane risk

Moderate

Higher than 85% of US counties

Risk Overview

About Natural Disaster Risk in Lavaca County, Texas

Lavaca faces significant national risk

Lavaca County's composite risk score of 78.94 substantially exceeds the national average, earning a "Relatively Low" rating that reflects Gulf Coast vulnerability. The county's coastal geography exposes it to hurricane and flood hazards above most U.S. counties.

High-risk among Texas counties

Scoring 78.94 versus Texas's state average of 49.00, Lavaca County ranks in the elevated-risk tier statewide. The 61% increase above state average reflects its coastal position and exposure to Atlantic hurricane season.

Comparable to other coastal counties

Lavaca County's risk score of 78.94 nearly matches Kleberg County (84.41) and significantly exceeds inland counties like Lee County (40.46). The county stands out as a regional risk hub.

Floods and hurricanes dominate exposure

Flood risk reaches 85.75 and hurricane risk 84.73—among Texas's highest—making water-related disasters Lavaca's defining threats. The combination of coastal storm surge and inland river flooding creates compounded vulnerability.

Flood and hurricane insurance critical

Lavaca County residents must secure comprehensive flood insurance through the National Flood Insurance Program and ensure homeowners policies include hurricane coverage with wind protection. Elevation, storm shutters, and roof reinforcement provide additional protection against the county's 84.73 hurricane risk score.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Lavaca County

Top Hazards by Exposure

  1. #1
    FloodPrepare
    86th percentile
  2. #2
    HurricanePrepare
    85th percentile
  3. #3
    TornadoPrepare
    54th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Lavaca County

Risk Verdict

Lavaca County sits below the national average for natural disaster exposure, ranking at the 79th percentile across all U.S. counties. Lavaca County's elevated composite score reflects cumulative multi-hazard exposure; households should prepare for the county's two or three primary hazard types.

Hazard Breakdown

Flood risk is Lavaca County's dominant natural hazard, ranked at the 86th percentile nationally under FEMA's National Risk Index. Hurricane ranks second at the 85th percentile nationally. Additional tracked hazards include tornado (54th percentile), wildfire (37th percentile), earthquake (16th percentile).

Preparedness Context

With flood ranked as the primary hazard at the 86th percentile nationally, Lavaca County households should build a go-bag that includes important documents, medications, and supplies to sustain the family for at least three days if evacuation is needed. Alongside flooding, hurricane exposure at the 85th percentile means households benefit from a multi-hazard preparedness plan rather than focusing on flood alone. A waterproof container for documents (insurance policies, ID, prescriptions) and a clear household communication plan for when phone networks are congested are the two highest-value low-cost preparedness steps for Lavaca County households.

Regional Context

A composite score 29.9 points above the Texas state average puts Lavaca County in a higher-risk category than most counties in the state.

Is your household prepared for Lavaca County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Lavaca County, TX?
Lavaca County has a FEMA National Risk Index rating of Relatively Low, placing it in the 79th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Lavaca County?
Lavaca County is evaluated for five major natural hazard types: flooding (86th percentile), hurricane (85th percentile), tornado (54th percentile), wildfire (37th percentile), earthquake (16th percentile). The highest-risk hazard is flooding at the 86th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Lavaca County risk compare to the Texas average?
Lavaca County's composite risk percentile is 79th, compared to the Texas state average of 49th percentile. The state's overall risk rating is Relatively Low. This means Lavaca County faces higher natural disaster risk than the typical county in Texas.
Is Lavaca County at risk for flooding?
Yes, Lavaca County's flooding risk is at the 86th percentile nationally. This places it in the top quartile for this hazard type.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Lavaca County higher risk than average?
Lavaca County's composite risk score of 79th percentile is above the Texas state average of 49th percentile. This elevated risk is driven by flooding exposure (86th percentile), along with hurricane and tornado risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.