McCulloch County Disaster Risk

McCulloch County, Texas

FEMA Risk Rating

Very Low

National Percentile

10th

of 3,144 counties

State Rank

#215

of 254 (1 = highest risk)

Flood Risk

17th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 17% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 69% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 29% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 6% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 31% of US counties

Is your home insured against McCulloch County's risks?

Compare home and flood insurance quotes in minutes.

Get Quotes →

Sponsored

Frequently Asked Questions

What is the natural disaster risk in McCulloch County, TX?
McCulloch County has a FEMA National Risk Index rating of Very Low, placing it in the 10th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect McCulloch County?
McCulloch County is evaluated for five major natural hazard types: wildfire (69th percentile), hurricane (31th percentile), tornado (29th percentile), flooding (17th percentile), earthquake (6th percentile). The highest-risk hazard is wildfire at the 69th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does McCulloch County risk compare to the Texas average?
McCulloch County's composite risk percentile is 10th, compared to the Texas state average of 49th percentile. The state's overall risk rating is Relatively Low. This means McCulloch County faces lower natural disaster risk than the typical county in Texas.
Is McCulloch County at risk for wildfire?
Yes, McCulloch County's wildfire risk is at the 69th percentile nationally. This is above the national median. For flooding specifically, McCulloch County is at the 17th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is McCulloch County a safe place to live?
McCulloch County's composite risk score of 10th percentile is below the Texas state average of 49th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is wildfire at the 69th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.