McMullen County Disaster Risk
McMullen County, Texas
FEMA Risk Rating
Very Low
National Percentile
1th
of 3,144 counties
State Rank
#251
of 254 (1 = highest risk)
Flood Risk
2th
percentile
Hazard Risk Breakdown
Flood
River, coastal, and surface flooding risk
Very Low
Higher than 2% of US counties
Wildfire
Wildland and wildland-urban interface fire risk
Very Low
Higher than 28% of US counties
Tornado
Tornado and severe thunderstorm risk
Very Low
Higher than 8% of US counties
Earthquake
Seismic activity and ground shaking risk
Very Low
Higher than 1% of US counties
Hurricane
Tropical cyclone and hurricane risk
Relatively Low
Higher than 55% of US counties
Risk Overview
About Natural Disaster Risk in McMullen County, Texas
McMullen enjoys the lowest risk profile
McMullen County's composite risk score of just 0.57 places it in the Very Low category, far below the national baseline of roughly 50. This South Texas county represents one of the safest natural disaster risk zones in the United States.
Texas's safest county for disasters
McMullen's score of 0.57 is dramatically lower than Texas's state average of 49.00, making it by far the lowest-risk county in the state. Residents enjoy substantial protection from most major natural hazard types.
Significantly safer than nearby counties
McMullen's score of 0.57 is orders of magnitude lower than neighboring Medina County (68.70) and Midland County (81.20). The county's isolation and geography create a uniquely protective natural disaster environment in South Texas.
Hurricane risk stands out locally
While McMullen's overall risk is very low, hurricane exposure at 54.57 is its highest single hazard, reflecting its coastal proximity. All other hazard categories—flood, wildfire, tornado—remain well below regional and national norms.
Standard homeowners coverage typically sufficient
McMullen's exceptionally low risk profile means most residents can rely on basic homeowners insurance without specialized add-ons. Consider only hurricane coverage if you're within coastal storm surge zones, but most county residents face minimal year-round exposure.
Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor
Preparedness Guide
What to Prepare for in McMullen County
Top Hazards by Exposure
Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)
Risk Advisory: McMullen County
Risk Verdict
Compared to the nation's 3,144 counties, McMullen County ranks at the 1th percentile for natural disaster risk — toward the safer end of the spectrum. The 1th percentile national ranking is one lens; McMullen County residents also benefit from reviewing which specific hazard types drive the county's composite score and preparing accordingly.
Hazard Breakdown
Hurricane risk is McMullen County's dominant natural hazard, ranked at the 55th percentile nationally under FEMA's National Risk Index. Wildfire ranks second at the 28th percentile nationally. Additional tracked hazards include tornado (8th percentile), flood (2th percentile), earthquake (1th percentile).
Preparedness Context
With hurricane ranked at the 55th percentile nationally, McMullen County sits in a zone where multi-day supply readiness matters: grid outages after landfalling storms can last one to three weeks in heavily affected areas. Wildfire at the 28th percentile nationally is McMullen County's secondary hazard, often intensified by the same weather systems that produce hurricane conditions. Insurance gaps are the most common post-hurricane financial shock: standard homeowners policies typically exclude flood damage and may have a separate wind deductible. McMullen County households benefit from a pre-season insurance review confirming both wind and flood coverage.
Regional Context
At 48.4 points below the Texas state average, McMullen County is among the lower-risk counties in the state for natural disaster exposure.
Is your household prepared for McMullen County's hazards?
Review FEMA's county-specific preparedness checklists and emergency planning guides.
Frequently Asked Questions
What is the natural disaster risk in McMullen County, TX?
What types of natural hazards affect McMullen County?
How does McMullen County risk compare to the Texas average?
Is McMullen County at risk for hurricane?
How is natural disaster risk measured?
Is McMullen County a safe place to live?
Data Source
Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.
Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.