riskbycounty
FEMA National Risk Index

Terrell County Disaster Risk

Terrell County, Texas

FEMA Risk Rating

Very Low

National Percentile

0th

of 3,144 counties

State Rank

#252

of 254 (1 = highest risk)

Flood Risk

4th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 4% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 47% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 5% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 2% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 10% of US counties

Risk Advisory: Terrell County

Risk Verdict

Terrell County has a very low overall disaster risk profile, scoring in the 0th percentile nationally. This county is among the safer counties in the United States from a natural disaster perspective, though no area is entirely risk-free.

Hazard Breakdown

Wildfire risk is the dominant hazard for Terrell County, scoring in the 47th percentile nationally. It is followed by hurricane risk at the 10th percentile. Additional hazards include tornado (5th), flood (4th), earthquake (2th).

Preparedness Context

With wildfire risk as the top concern, Terrell County residents should create defensible space around your property, sign up for local emergency alerts, and prepare a go-bag with essential documents and medications. Secondary risks such as hurricane also warrant attention in household and community preparedness planning. FEMA recommends all households maintain at least 72 hours of food, water, and medication supplies regardless of specific hazard exposure.

Regional Context

Terrell County is notably safer than the average county in Texas. Its composite risk score is 48.6 points lower than the state average, indicating below-average exposure to natural hazards relative to other counties in the state.

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Frequently Asked Questions

What is the natural disaster risk in Terrell County, TX?
Terrell County has a FEMA National Risk Index rating of Very Low, placing it in the 0th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Terrell County?
Terrell County is evaluated for five major natural hazard types: wildfire (47th percentile), hurricane (10th percentile), tornado (5th percentile), flooding (4th percentile), earthquake (2th percentile). The highest-risk hazard is wildfire at the 47th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Terrell County risk compare to the Texas average?
Terrell County's composite risk percentile is 0th, compared to the Texas state average of 49th percentile. The state's overall risk rating is Relatively Low. This means Terrell County faces lower natural disaster risk than the typical county in Texas.
Is Terrell County at risk for wildfire?
Yes, Terrell County's wildfire risk is at the 47th percentile nationally. This is below the national median, indicating relatively lower exposure. For flooding specifically, Terrell County is at the 4th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Terrell County a safe place to live?
Terrell County's composite risk score of 0th percentile is below the Texas state average of 49th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is wildfire at the 47th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.

Counties with Similar Risk

King County

Texas

-0.1

Very Low

0th percentile

McMullen County

Texas

+0.2

Very Low

1th percentile

Loving County

Texas

-0.4

Very Low

0th percentile

By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.

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