Milam County Disaster Risk
Milam County, Texas
FEMA Risk Rating
Relatively Low
National Percentile
58th
of 3,144 counties
State Rank
#116
of 254 (1 = highest risk)
Flood Risk
52th
percentile
Hazard Risk Breakdown
Flood
River, coastal, and surface flooding risk
Relatively Low
Higher than 52% of US counties
Wildfire
Wildland and wildland-urban interface fire risk
Relatively Low
Higher than 66% of US counties
Tornado
Tornado and severe thunderstorm risk
Moderate
Higher than 82% of US counties
Earthquake
Seismic activity and ground shaking risk
Very Low
Higher than 24% of US counties
Hurricane
Tropical cyclone and hurricane risk
Relatively Low
Higher than 78% of US counties
Risk Overview
About Natural Disaster Risk in Milam County, Texas
Milam's risk moderately exceeds national baseline
Milam County's composite risk score of 58.08 surpasses the national average of roughly 50, placing it in the Relatively Low category. The county faces meaningful but manageable exposure to weather-driven hazards across multiple threat types.
Slightly above Texas's average risk
At 58.08, Milam's score edges above Texas's state average of 49.00, reflecting moderate vulnerability within the state's county distribution. The county occupies the middle ground of Texas disaster risk—neither especially high nor particularly low.
Balanced between safer and riskier peers
Milam's score of 58.08 sits between safer counties like Mills (5.60) and higher-risk neighbors like Medina (68.70) and McLennan (91.22). Its Central Texas location exposes it to balanced tornado, flood, and hurricane threats.
Tornado and hurricane drive exposure
Tornado risk of 81.68 and hurricane risk of 77.76 are Milam's two highest hazard scores, both well above state norms. Flood risk at 51.69 adds a third dimension to the county's weather vulnerability profile.
Add flood and windstorm riders promptly
Milam residents should secure flood insurance and windstorm coverage to supplement standard homeowners policies before disaster season arrives. Establish a tornado safe room in your home and keep emergency supplies accessible year-round.
Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor
Preparedness Guide
What to Prepare for in Milam County
Top Hazards by Exposure
Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)
Risk Advisory: Milam County
Risk Verdict
Natural hazard pressure in Milam County is below the national midpoint, with a composite score at the 58th percentile. Proactive emergency planning and awareness of the specific hazards driving Milam County's score can meaningfully reduce household risk.
Hazard Breakdown
Tornado risk is Milam County's dominant natural hazard, ranked at the 82th percentile nationally under FEMA's National Risk Index. Hurricane ranks second at the 78th percentile nationally. Additional tracked hazards include wildfire (66th percentile), flood (52th percentile), earthquake (24th percentile).
Preparedness Context
With tornado ranked at the 82th percentile nationally, Milam County sits in a high-exposure zone where the difference between outcomes often comes down to proximity to a reinforced interior shelter and seconds of warning time. Alongside tornado exposure, hurricane at the 78th percentile nationally means Milam County households face multi-hazard severe-weather seasons that benefit from a single integrated emergency plan covering both threats. For Milam County households, safe rooms certified to FEMA 320/361 standards offer the highest protection during a direct tornado hit; households without a safe room should locate the innermost lowest-floor room in their building and practice the route to it before storm season.
Regional Context
Milam County is 9.1 composite risk points above the Texas average, indicating that residents face greater natural hazard exposure than most of their in-state neighbors.
Is your household prepared for Milam County's hazards?
Review FEMA's county-specific preparedness checklists and emergency planning guides.
Frequently Asked Questions
What is the natural disaster risk in Milam County, TX?
What types of natural hazards affect Milam County?
How does Milam County risk compare to the Texas average?
Is Milam County at risk for tornado?
How is natural disaster risk measured?
Why is Milam County higher risk than average?
Data Source
Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.
Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.