Montague County Disaster Risk
Montague County, Texas
FEMA Risk Rating
Relatively Low
National Percentile
55th
of 3,144 counties
State Rank
#126
of 254 (1 = highest risk)
Flood Risk
31th
percentile
Hazard Risk Breakdown
Flood
River, coastal, and surface flooding risk
Very Low
Higher than 31% of US counties
Wildfire
Wildland and wildland-urban interface fire risk
Moderate
Higher than 90% of US counties
Tornado
Tornado and severe thunderstorm risk
Relatively Low
Higher than 78% of US counties
Earthquake
Seismic activity and ground shaking risk
Very Low
Higher than 36% of US counties
Hurricane
Tropical cyclone and hurricane risk
Very Low
Higher than 39% of US counties
Risk Overview
About Natural Disaster Risk in Montague County, Texas
Montague's Risk: Below National Average
Montague County scores 54.87 on the national composite risk scale, placing it in the "Relatively Low" category and above Texas's state average of 49.00. This means residents face lower disaster exposure than the typical American county, though certain hazards still warrant preparation.
Mid-Range Risk Among Texas Counties
Among Texas's 254 counties, Montague ranks in the middle tier for natural disaster risk. While the county scores higher than several rural neighbors, it remains well below the highest-risk counties in the state, particularly those along the coast and in tornado alley.
Lower Risk Than Surrounding Counties
Montague's composite score of 54.87 sits below neighboring Cooke County and well below the high-risk Dallas-Fort Worth corridor to its south. The county's risk profile is most similar to rural North Texas neighbors with comparable exposure to wildfire and tornado activity.
Wildfire and Tornado Are Top Threats
Montague faces wildfire risk at 89.76—among the highest in the county—and tornado risk at 77.58, creating significant springtime and summer hazards for residents. Flood risk remains moderate at 30.73, while earthquake and hurricane risks are substantially lower at 36.04 and 38.80 respectively.
Prepare for Wind and Fire Damage
Montague residents should prioritize homeowners insurance that covers windstorm damage from tornadoes and wildfire-related losses, particularly those in rural or forested areas. Consider a separate flood policy if your property sits in a flood-prone zone, and maintain defensible space around your home by clearing brush and dead trees.
Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor
Preparedness Guide
What to Prepare for in Montague County
Top Hazards by Exposure
Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)
Risk Advisory: Montague County
Risk Verdict
Montague County ranks at the 55th percentile nationally for natural disaster risk — below the median for U.S. counties. Residents are encouraged to understand which hazards dominate locally and tailor their preparedness accordingly.
Hazard Breakdown
Wildfire risk is Montague County's dominant natural hazard, ranked at the 90th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 78th percentile nationally. Additional tracked hazards include hurricane (39th percentile), earthquake (36th percentile), flood (31th percentile).
Preparedness Context
Montague County's dominant hazard is wildfire, ranked at the 90th percentile nationally. Maintaining at least 30 feet of lean, clean vegetation around structures in Montague County and keeping gutters clear of debris significantly reduces ignition risk from wind-driven embers. The county's tornado exposure at the 78th percentile nationally complements the wildfire risk — saturating rain after burn scarring often triggers secondary flood and debris flow events. Montague County's households benefit from reviewing homeowners insurance before fire season, specifically whether the policy covers replacement cost rather than actual cash value, and whether it includes additional living expenses if displacement is required.
Regional Context
Compared to other Texas counties, Montague County runs 5.9 composite risk points higher than the state mean — reflecting above-average hazard concentration in this area.
Is your household prepared for Montague County's hazards?
Review FEMA's county-specific preparedness checklists and emergency planning guides.
Frequently Asked Questions
What is the natural disaster risk in Montague County, TX?
What types of natural hazards affect Montague County?
How does Montague County risk compare to the Texas average?
Is Montague County at risk for wildfire?
How is natural disaster risk measured?
Why is Montague County higher risk than average?
Data Source
Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.
Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.