riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Orange County Disaster Risk

Orange County, Texas

FEMA Risk Rating

Relatively Moderate

National Percentile

86th

of 3,144 counties

State Rank

#32

of 254 (1 = highest risk)

Flood Risk

80th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 80% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Moderate

Higher than 89% of US counties

Tornado

Tornado and severe thunderstorm risk

Moderate

Higher than 89% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 46% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively High

Higher than 95% of US counties

Risk Overview

About Natural Disaster Risk in Orange County, Texas

Orange County faces significantly elevated risk

With a composite risk score of 85.91 and a Relatively Moderate rating, Orange County's disaster exposure is 75% above the Texas state average of 49.00. This coastal county ranks among the highest-risk areas in the nation, driven primarily by hurricane and tropical storm exposure.

Among Texas's most vulnerable counties

Orange County ranks in the upper-risk tier statewide, with hazard profiles that mirror those of other Gulf Coast communities. Its position on the Texas coast makes it a hurricane and flood hotspot, affecting property values, insurance costs, and disaster preparedness priorities.

Riskier than most inland neighbors

Orange County (85.91) sits well above Palo Pinto (55.22) and Panola (55.44) but slightly below Nueces County (96.63) and Parker County (81.11). As one of the state's coastal counties, Orange faces uniquely intense hurricane and flood threats that inland neighbors avoid.

Hurricane and wildfire create dual threat

Hurricane risk reaches 95.20 in Orange County, while wildfire risk stands at 89.44—both extremely elevated for this coastal region. Tornado (89.22) and flood (80.20) risks are also dangerously high, creating a multi-hazard environment where most disaster types pose genuine threats.

Hurricane and flood insurance are mandatory

Standard homeowners insurance excludes hurricane and flood damage—these require separate policies to protect your family and assets. Orange County residents should immediately secure hurricane coverage with appropriate wind deductibles and enroll in the National Flood Insurance Program, as both threats recur annually in this exposed coastal zone.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Orange County

Top Hazards by Exposure

  1. #1
    HurricanePrepare
    95th percentile
  2. #2
    WildfirePrepare
    89th percentile
  3. #3
    TornadoPrepare
    89th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Orange County

Risk Verdict

Orange County registers a moderately elevated natural disaster risk, ranking at the 86th percentile across all U.S. counties. High composite risk signals that multiple hazard types are elevated simultaneously; planning for more than one scenario is important in Orange County.

Hazard Breakdown

Hurricane risk is Orange County's dominant natural hazard, ranked at the 95th percentile nationally under FEMA's National Risk Index. Wildfire ranks second at the 89th percentile nationally. Additional tracked hazards include tornado (89th percentile), flood (80th percentile), earthquake (46th percentile).

Preparedness Context

Orange County's primary hazard, hurricane, ranks at the 95th percentile nationally. Having a designated out-of-area contact, a pre-packed go-bag with medications and documents, and a confirmed evacuation route reduces decision-making load when a storm intensifies rapidly. Orange County's wildfire exposure at the 89th percentile nationally adds a hazard layer that can persist or intensify after hurricane-force winds have passed, particularly in low-lying inland areas. The National Hurricane Center's official forecast cone and local NWS office watches and warnings are the authoritative sources for Orange County storm tracking; households benefit from bookmarking these before storm season rather than relying on social media during an event.

Regional Context

Orange County falls 36.9 points above Texas's typical county risk level, which means the hazard environment here is notably more demanding than the state baseline.

Is your household prepared for Orange County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Orange County, TX?
Orange County has a FEMA National Risk Index rating of Relatively Moderate, placing it in the 86th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Orange County?
Orange County is evaluated for five major natural hazard types: hurricane (95th percentile), wildfire (89th percentile), tornado (89th percentile), flooding (80th percentile), earthquake (46th percentile). The highest-risk hazard is hurricane at the 95th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Orange County risk compare to the Texas average?
Orange County's composite risk percentile is 86th, compared to the Texas state average of 49th percentile. The state's overall risk rating is Relatively Low. This means Orange County faces higher natural disaster risk than the typical county in Texas.
Is Orange County at risk for hurricane?
Yes, Orange County's hurricane risk is at the 95th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Orange County is at the 80th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Orange County higher risk than average?
Orange County's composite risk score of 86th percentile is above the Texas state average of 49th percentile. This elevated risk is driven by hurricane exposure (95th percentile), along with wildfire and tornado and flooding risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.