riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

San Patricio County Disaster Risk

San Patricio County, Texas

FEMA Risk Rating

Relatively Moderate

National Percentile

85th

of 3,144 counties

State Rank

#34

of 254 (1 = highest risk)

Flood Risk

74th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 74% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 64% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 80% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 23% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively High

Higher than 95% of US counties

Risk Overview

About Natural Disaster Risk in San Patricio County, Texas

San Patricio among highest-risk counties

San Patricio County's composite risk score of 85.40 earns a "Relatively Moderate" rating, nearly doubling the national average of 44.0. The county ranks among the most hazard-exposed in the United States, driven by its coastal location.

Highest risk in this Texas cluster

At 85.40, San Patricio County scores 36 points above Texas's 49.00 state average, placing it in the highest-risk tier statewide. The county consistently ranks among the state's most vulnerable areas to major hazards.

Far more exposed than inland neighbors

San Patricio County (85.40) vastly exceeds the risk profiles of inland neighbors like San Saba County (7.28), Schleicher County (3.75), and Scurry County (29.99). Its coastal proximity creates cumulative exposure unmatched by surrounding inland counties.

Hurricane is dominant, tornado significant

Hurricane risk reaches an extreme 95.04—among the highest in Texas—reflecting the county's location on the Gulf Coast where tropical systems directly strike. Tornado risk scores 80.06, and flood risk reaches 73.82, creating a triple threat from tropical systems.

Maximum protection essential for coastlines

San Patricio County residents must prioritize comprehensive wind, flood, and debris coverage in their insurance policies given the extreme hurricane risk. Consider elevated construction if building, maintain hurricane straps and reinforced garage doors, and have an evacuation plan ready during storm season.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in San Patricio County

Top Hazards by Exposure

  1. #1
    HurricanePrepare
    95th percentile
  2. #2
    TornadoPrepare
    80th percentile
  3. #3
    FloodPrepare
    74th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: San Patricio County

Risk Verdict

At the 85th percentile nationally, San Patricio County sits in the upper half of U.S. counties for natural disaster exposure. At this risk level, having a documented household preparedness plan — not just awareness — is the meaningful next step for San Patricio County residents.

Hazard Breakdown

Hurricane risk is San Patricio County's dominant natural hazard, ranked at the 95th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 80th percentile nationally. Additional tracked hazards include flood (74th percentile), wildfire (64th percentile), earthquake (23th percentile).

Preparedness Context

With hurricane ranked at the 95th percentile nationally, San Patricio County sits in a zone where multi-day supply readiness matters: grid outages after landfalling storms can last one to three weeks in heavily affected areas. San Patricio County's tornado exposure at the 80th percentile nationally adds a hazard layer that can persist or intensify after hurricane-force winds have passed, particularly in low-lying inland areas. Insurance gaps are the most common post-hurricane financial shock: standard homeowners policies typically exclude flood damage and may have a separate wind deductible. San Patricio County households benefit from a pre-season insurance review confirming both wind and flood coverage.

Regional Context

The Texas county average is 36.4 composite points below San Patricio County's score, a gap that reflects the county's elevated position in the state's hazard distribution.

Is your household prepared for San Patricio County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in San Patricio County, TX?
San Patricio County has a FEMA National Risk Index rating of Relatively Moderate, placing it in the 85th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect San Patricio County?
San Patricio County is evaluated for five major natural hazard types: hurricane (95th percentile), tornado (80th percentile), flooding (74th percentile), wildfire (64th percentile), earthquake (23th percentile). The highest-risk hazard is hurricane at the 95th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does San Patricio County risk compare to the Texas average?
San Patricio County's composite risk percentile is 85th, compared to the Texas state average of 49th percentile. The state's overall risk rating is Relatively Low. This means San Patricio County faces higher natural disaster risk than the typical county in Texas.
Is San Patricio County at risk for hurricane?
Yes, San Patricio County's hurricane risk is at the 95th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, San Patricio County is at the 74th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is San Patricio County higher risk than average?
San Patricio County's composite risk score of 85th percentile is above the Texas state average of 49th percentile. This elevated risk is driven by hurricane exposure (95th percentile), along with tornado and flooding and wildfire risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.