San Saba County Disaster Risk
San Saba County, Texas
FEMA Risk Rating
Very Low
National Percentile
7th
of 3,144 counties
State Rank
#224
of 254 (1 = highest risk)
Flood Risk
15th
percentile
Hazard Risk Breakdown
Flood
River, coastal, and surface flooding risk
Very Low
Higher than 15% of US counties
Wildfire
Wildland and wildland-urban interface fire risk
Relatively Low
Higher than 71% of US counties
Tornado
Tornado and severe thunderstorm risk
Very Low
Higher than 23% of US counties
Earthquake
Seismic activity and ground shaking risk
Very Low
Higher than 4% of US counties
Hurricane
Tropical cyclone and hurricane risk
Very Low
Higher than 38% of US counties
Risk Overview
About Natural Disaster Risk in San Saba County, Texas
San Saba among America's safest counties
San Saba County's composite risk score of just 7.28 places it in the "Very Low" category, ranking it among the lowest-risk counties nationwide—less than one-sixth the national average of 44.0. The county benefits from distance from major seismic zones, tornado corridors, and coastal systems.
Far below Texas average risk
At 7.28, San Saba County scores a remarkable 42 points below Texas's 49.00 state average, ranking it among the state's safest counties. This protection stems from its hill country location away from major hazard corridors.
Safest of central Texas counties
San Saba County (7.28) offers exceptional safety compared to Schleicher County (3.75)—the only safer option—and far outpaces Scurry County (29.99). The county represents one of the most protected areas in central Texas.
Wildfire concern in otherwise quiet county
Wildfire risk scores 71.47, the county's only notable hazard, requiring awareness during dry seasons in this hill country region. All other major hazards score very low, with tornado risk at just 23.41 and earthquake risk at 3.66.
Basic coverage handles most scenarios
San Saba County's exceptionally low risk means standard homeowners insurance provides ample protection for most residents. Maintain defensible space around your home during wildfire season and ensure policy covers wind damage as basic precautions.
Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor
Preparedness Guide
What to Prepare for in San Saba County
Top Hazards by Exposure
Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)
Risk Advisory: San Saba County
Risk Verdict
Natural disaster exposure in San Saba County is lower than roughly three-quarters of U.S. counties, with a composite score at the 7th percentile. The 7th percentile national ranking is one lens; San Saba County residents also benefit from reviewing which specific hazard types drive the county's composite score and preparing accordingly.
Hazard Breakdown
Wildfire risk is San Saba County's dominant natural hazard, ranked at the 71th percentile nationally under FEMA's National Risk Index. Hurricane ranks second at the 38th percentile nationally. Additional tracked hazards include tornado (23th percentile), flood (15th percentile), earthquake (4th percentile).
Preparedness Context
At the 71th percentile nationally for wildfire, San Saba County residents should verify whether their insurance policy includes replacement cost coverage for structures and whether the insurer still writes new policies in this fire-risk zone. Alongside wildfire, hurricane at the 38th percentile nationally means a multi-season preparedness mindset — fire season and flood or storm season often require different household plans. Local USFS or Cal Fire (where applicable) fire risk maps and seasonal Red Flag Warning alerts from the National Weather Service are two free resources San Saba County residents can use to stay ahead of rapidly changing wildfire conditions.
Regional Context
San Saba County is 41.7 composite risk points below the Texas state mean, meaning most other Texas counties face higher natural hazard exposure.
Is your household prepared for San Saba County's hazards?
Review FEMA's county-specific preparedness checklists and emergency planning guides.
Frequently Asked Questions
What is the natural disaster risk in San Saba County, TX?
What types of natural hazards affect San Saba County?
How does San Saba County risk compare to the Texas average?
Is San Saba County at risk for wildfire?
How is natural disaster risk measured?
Is San Saba County a safe place to live?
Data Source
Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.
Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.