Smith County Disaster Risk
Smith County, Texas
FEMA Risk Rating
Relatively Moderate
National Percentile
84th
of 3,144 counties
State Rank
#38
of 254 (1 = highest risk)
Flood Risk
85th
percentile
Hazard Risk Breakdown
Flood
River, coastal, and surface flooding risk
Moderate
Higher than 85% of US counties
Wildfire
Wildland and wildland-urban interface fire risk
Relatively Low
Higher than 80% of US counties
Tornado
Tornado and severe thunderstorm risk
Relatively Low
Higher than 47% of US counties
Earthquake
Seismic activity and ground shaking risk
Relatively Low
Higher than 70% of US counties
Hurricane
Tropical cyclone and hurricane risk
Relatively Low
Higher than 75% of US counties
Risk Advisory: Smith County
Risk Verdict
Smith County has a relatively moderate overall disaster risk profile, scoring in the 84th percentile nationally. While not in the highest tier, this county faces meaningful hazard exposure. Residents are encouraged to understand their specific risks and maintain emergency supplies.
Hazard Breakdown
Flood risk is the dominant hazard for Smith County, scoring in the 85th percentile nationally. It is followed by wildfire risk at the 80th percentile. Additional hazards include hurricane (75th), earthquake (70th), tornado (47th).
Preparedness Context
With flood risk as the top concern, Smith County residents should review flood insurance needs (standard home insurance does not cover flood damage), know your evacuation zone, and keep important documents waterproofed. Secondary risks such as wildfire also warrant attention in household and community preparedness planning. FEMA recommends all households maintain at least 72 hours of food, water, and medication supplies regardless of specific hazard exposure.
Regional Context
Smith County is significantly riskier than the average county in Texas. Its composite risk score is 35.2 points higher than the state average, meaning residents face above-average exposure to natural hazards compared to their neighbors.
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Frequently Asked Questions
What is the natural disaster risk in Smith County, TX?
What types of natural hazards affect Smith County?
How does Smith County risk compare to the Texas average?
Is Smith County at risk for flooding?
How is natural disaster risk measured?
Why is Smith County higher risk than average?
Data Source
Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.
Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.