riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Taylor County Disaster Risk

Taylor County, Texas

FEMA Risk Rating

Relatively Moderate

National Percentile

84th

of 3,144 counties

State Rank

#40

of 254 (1 = highest risk)

Flood Risk

83th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Moderate

Higher than 83% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Moderate

Higher than 90% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 74% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 39% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively Low

Higher than 49% of US counties

Risk Overview

About Natural Disaster Risk in Taylor County, Texas

Taylor faces notably elevated national risks

Taylor County's composite risk score of 83.81 rates as Relatively Moderate, substantially above the national average. The Abilene-area county experiences serious exposure to multiple natural hazard categories simultaneously.

Second-tier risk within Texas

At 83.81, Taylor County ranks well above Texas's state average of 49.00, placing it among the state's higher-risk counties. Only a handful of Texas counties face comparable multi-hazard exposure.

Taylor leads region in risk exposure

Taylor's 83.81 score exceeds neighboring Stonewall (3.82), Sutton (7.06), and Swisher (37.44) dramatically, while approaching Tarrant County (99.14). This concentration of hazard exposure distinguishes Taylor from most surrounding West Texas counties.

Wildfire and flooding top threat list

Wildfire risk at 89.73 is Taylor's most significant hazard, followed closely by flood risk at 82.76 and tornado risk at 73.92. Hurricane risk at 49.02 and earthquake risk at 38.52 create additional meaningful exposure.

Comprehensive protection is critical here

Taylor County residents require extensive homeowners insurance including flood, wildfire, tornado/wind, and hail coverage across most of the county. A standalone flood insurance policy is essential given the 82.76 flood risk score.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Taylor County

Top Hazards by Exposure

  1. #1
    WildfirePrepare
    90th percentile
  2. #2
    FloodPrepare
    83th percentile
  3. #3
    TornadoPrepare
    74th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Taylor County

Risk Verdict

With a composite score at the 84th percentile, Taylor County sits above the national median for natural hazard exposure. Proactive preparedness — not reactive response — is key to managing life in one of the country's higher-risk counties; Taylor County residents should plan accordingly.

Hazard Breakdown

Wildfire risk is Taylor County's dominant natural hazard, ranked at the 90th percentile nationally under FEMA's National Risk Index. Flood ranks second at the 83th percentile nationally. Additional tracked hazards include tornado (74th percentile), hurricane (49th percentile), earthquake (39th percentile).

Preparedness Context

At the 90th percentile nationally for wildfire risk, Taylor County households benefit from creating defensible space — a buffer of reduced vegetation around structures — and reviewing whether homeowners insurance covers wildfire damage in this region. Alongside wildfire, flood at the 83th percentile nationally means a multi-season preparedness mindset — fire season and flood or storm season often require different household plans. Enrolling in the county's wireless emergency alert system and keeping a vehicle at least half-full during peak fire season are low-cost habits that dramatically reduce evacuation lag time for Taylor County residents.

Regional Context

At 34.8 points above the Texas state average, Taylor County carries meaningfully higher natural disaster exposure than a typical Texas county.

Is your household prepared for Taylor County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Taylor County, TX?
Taylor County has a FEMA National Risk Index rating of Relatively Moderate, placing it in the 84th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Taylor County?
Taylor County is evaluated for five major natural hazard types: wildfire (90th percentile), flooding (83th percentile), tornado (74th percentile), hurricane (49th percentile), earthquake (39th percentile). The highest-risk hazard is wildfire at the 90th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Taylor County risk compare to the Texas average?
Taylor County's composite risk percentile is 84th, compared to the Texas state average of 49th percentile. The state's overall risk rating is Relatively Low. This means Taylor County faces higher natural disaster risk than the typical county in Texas.
Is Taylor County at risk for wildfire?
Yes, Taylor County's wildfire risk is at the 90th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Taylor County is at the 83th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Taylor County higher risk than average?
Taylor County's composite risk score of 84th percentile is above the Texas state average of 49th percentile. This elevated risk is driven by wildfire exposure (90th percentile), along with flooding and tornado risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.