Davis County Disaster Risk
Davis County, Utah
FEMA Risk Rating
Relatively Moderate
National Percentile
88th
of 3,144 counties
State Rank
#4
of 29 (1 = highest risk)
Flood Risk
59th
percentile
Hazard Risk Breakdown
Flood
River, coastal, and surface flooding risk
Relatively Low
Higher than 59% of US counties
Wildfire
Wildland and wildland-urban interface fire risk
Moderate
Higher than 91% of US counties
Tornado
Tornado and severe thunderstorm risk
Very Low
Higher than 34% of US counties
Earthquake
Seismic activity and ground shaking risk
Relatively High
Higher than 98% of US counties
Risk Overview
About Natural Disaster Risk in Davis County, Utah
Davis County faces above-average U.S. disaster risk
With a composite risk score of 87.82, Davis County substantially exceeds the national average, earning a 'Relatively Moderate' rating. Your county ranks among America's more hazard-exposed communities.
Highest-risk county in Utah
Davis County's 87.82 score towers above Utah's state average of 36.19 and represents the highest composite disaster risk in the state. No other Utah county faces greater natural hazard exposure.
Far riskier than all surrounding counties
Davis County's 87.82 score dwarfs Box Elder (55.92) and Cache (66.54) to the north and east, and dramatically exceeds Salt Lake and Weber counties. It stands alone as Utah's disaster-risk epicenter.
Earthquakes, wildfires, floods, and tornadoes all threaten
Earthquake risk is critical at 98.00, wildfire reaches 90.59, flood stands at 59.48, and tornado exposure is substantial at 34.45. Your county faces a four-way hazard challenge unprecedented in Utah.
Comprehensive four-hazard insurance strategy required
Davis County residents must prioritize earthquake, wildfire, flood, and tornado coverage—all absent from standard homeowner policies. This is not optional; it's essential protection for your home and family.
Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor
Preparedness Guide
What to Prepare for in Davis County
Top Hazards by Exposure
Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)
Risk Advisory: Davis County
Risk Verdict
At the 88th percentile nationally, Davis County sits in the upper half of U.S. counties for natural disaster exposure. At this risk level, having a documented household preparedness plan — not just awareness — is the meaningful next step for Davis County residents.
Hazard Breakdown
Earthquake risk is Davis County's dominant natural hazard, ranked at the 98th percentile nationally under FEMA's National Risk Index. Wildfire ranks second at the 91th percentile nationally. Additional tracked hazards include flood (59th percentile), tornado (34th percentile).
Preparedness Context
With earthquake ranked as the top hazard at the 98th percentile nationally, Davis County residents benefit from reviewing homeowners insurance: standard policies rarely cover earthquake damage, and separate earthquake insurance must be purchased before an event. Alongside earthquake exposure, Davis County's wildfire risk at the 91th percentile nationally reinforces the value of maintaining a household emergency supply cache usable for multiple hazard scenarios. Earthquake insurance in Davis County is typically offered as a separate policy — standard homeowners coverage excludes ground movement. Reviewing this gap and comparing policy options before an event is a financial preparedness step with potentially large consequences.
Regional Context
The Utah county average is 51.6 composite points below Davis County's score, a gap that reflects the county's elevated position in the state's hazard distribution.
Is your household prepared for Davis County's hazards?
Review FEMA's county-specific preparedness checklists and emergency planning guides.
Frequently Asked Questions
What is the natural disaster risk in Davis County, UT?
What types of natural hazards affect Davis County?
How does Davis County risk compare to the Utah average?
Is Davis County at risk for earthquake?
How is natural disaster risk measured?
Why is Davis County higher risk than average?
Data Source
Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.
Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.