riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Franklin County Disaster Risk

Franklin County, Vermont

FEMA Risk Rating

Very Low

National Percentile

29th

of 3,144 counties

State Rank

#9

of 14 (1 = highest risk)

Flood Risk

52th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 52% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 13% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 15% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 60% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively Low

Higher than 59% of US counties

Risk Overview

About Natural Disaster Risk in Franklin County, Vermont

Franklin maintains well-below-average risk

Franklin County's composite risk score of 29.20 with a "Very Low" rating places it comfortably below the national average. Its position in northwestern Vermont provides natural protection against most major hazard types.

Third-safest county in Vermont

Franklin County ranks third from the bottom statewide with a score of 29.20, well below Vermont's average of 36.44. Only Essex County (3.21) and Grand Isle County (1.91) register lower overall risk.

Comparable safety to Addison County

Franklin County's risk profile aligns closely with Addison County (26.78), positioning both as relatively safe communities in western Vermont. The county's modest flood risk (52.10) reflects its distance from major river systems.

Earthquakes and hurricanes lead concerns

Franklin County's primary hazard exposures come from earthquake risk (60.05) and hurricane risk (59.12), both moderately elevated for the region. Flood risk (52.10) presents a secondary but manageable concern along river valleys.

Standard coverage with flood consideration

Franklin County residents should maintain comprehensive homeowners insurance with particular attention to wind and hail coverage. Those in mapped flood zones or near river valleys should consider NFIP flood insurance as a prudent addition.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Franklin County

Top Hazards by Exposure

  1. #1
    EarthquakePrepare
    60th percentile
  2. #2
    HurricanePrepare
    59th percentile
  3. #3
    FloodPrepare
    52th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Franklin County

Risk Verdict

Franklin County's overall natural disaster score at the 29th percentile puts it well below the national median for hazard exposure. The 29th percentile national ranking is one lens; Franklin County residents also benefit from reviewing which specific hazard types drive the county's composite score and preparing accordingly.

Hazard Breakdown

Earthquake risk is Franklin County's dominant natural hazard, ranked at the 60th percentile nationally under FEMA's National Risk Index. Hurricane ranks second at the 59th percentile nationally. Additional tracked hazards include flood (52th percentile), tornado (15th percentile), wildfire (13th percentile).

Preparedness Context

Earthquake exposure at the 60th percentile nationally puts Franklin County in a zone where utilities — gas, water, electrical — are the most common post-quake hazard. Knowing how to shut off the main gas valve is an important household skill to develop before an event occurs. The county's hurricane risk at the 59th percentile nationally is a seasonal consideration alongside the year-round earthquake threat, requiring awareness of both hazard types. Franklin County households benefit from keeping shoes and a flashlight near the bed — post-earthquake navigation through debris in the dark is a common cause of secondary injury. This low-cost step has outsized protective value.

Regional Context

Franklin County's composite risk score sits 7.2 points below the Vermont county average, reflecting a more favorable hazard environment than the state typical.

Is your household prepared for Franklin County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Franklin County, VT?
Franklin County has a FEMA National Risk Index rating of Very Low, placing it in the 29th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Franklin County?
Franklin County is evaluated for five major natural hazard types: earthquake (60th percentile), hurricane (59th percentile), flooding (52th percentile), tornado (15th percentile), wildfire (13th percentile). The highest-risk hazard is earthquake at the 60th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Franklin County risk compare to the Vermont average?
Franklin County's composite risk percentile is 29th, compared to the Vermont state average of 36th percentile. The state's overall risk rating is Very Low. This means Franklin County faces lower natural disaster risk than the typical county in Vermont.
Is Franklin County at risk for earthquake?
Yes, Franklin County's earthquake risk is at the 60th percentile nationally. This is above the national median. For flooding specifically, Franklin County is at the 52th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Franklin County a safe place to live?
Franklin County's composite risk score of 29th percentile is below the Vermont state average of 36th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is earthquake at the 60th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.