riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Culpeper County Disaster Risk

Culpeper County, Virginia

FEMA Risk Rating

Relatively Low

National Percentile

46th

of 3,144 counties

State Rank

#43

of 133 (1 = highest risk)

Flood Risk

62th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 62% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 35% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 31% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 65% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively Low

Higher than 71% of US counties

Risk Overview

About Natural Disaster Risk in Culpeper County, Virginia

Culpeper moderately exceeds national average

With a composite risk score of 46.25, Culpeper is relatively low risk but sits above the national average. Earthquake risk of 65.11 and hurricane risk of 70.88 are the primary drivers of exposure.

Mid-range risk among Virginia counties

Culpeper's score of 46.25 exceeds Virginia's state average of 33.27, placing it in the moderate-risk range for the commonwealth. The county's piedmont location exposes it to multiple seismic and weather-related hazards.

Riskier than western peers, safer than coastal areas

Culpeper's 46.25 score exceeds Craig County (6.23) and Clarke County (6.93) to the west but lags well behind Chesterfield County (84.83) to the east. The county occupies a middle ground in Virginia's risk spectrum.

Earthquakes and hurricanes drive risk profile

Culpeper faces significant earthquake risk (65.11) and hurricane risk (70.88), with flood risk of 61.99 adding further concern. Tornado risk of 31.33 rounds out a moderately elevated hazard profile.

Consider flood insurance and seismic coverage

Culpeper residents should evaluate flood insurance options, particularly near waterways, and consider earthquake coverage given the county's 65.11 seismic score. Annual policy reviews help ensure adequate protection as risks evolve.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Culpeper County

Top Hazards by Exposure

  1. #1
    HurricanePrepare
    71th percentile
  2. #2
    EarthquakePrepare
    65th percentile
  3. #3
    FloodPrepare
    62th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Culpeper County

Risk Verdict

Natural hazard pressure in Culpeper County is below the national midpoint, with a composite score at the 46th percentile. Being ranked at the 46th percentile nationally is an advantage for Culpeper County — it means fewer statistically likely events, though basic readiness ensures households are covered when exceptions occur.

Hazard Breakdown

Hurricane risk is Culpeper County's dominant natural hazard, ranked at the 71th percentile nationally under FEMA's National Risk Index. Earthquake ranks second at the 65th percentile nationally. Additional tracked hazards include flood (62th percentile), wildfire (35th percentile), tornado (31th percentile).

Preparedness Context

Hurricane exposure at the 71th percentile nationally makes Culpeper County a county where pre-season preparedness — not storm-day preparation — determines outcomes. Culpeper County evacuation decisions under a watch or warning benefit from prior planning, not routes improvised under time pressure. Earthquake at the 65th percentile nationally is Culpeper County's secondary hazard, often intensified by the same weather systems that produce hurricane conditions. Culpeper County residents benefit from registering with the county's special-needs evacuation registry if household members have mobility limitations, require electricity-dependent medical equipment, or cannot self-evacuate — registration in advance of storm season is required.

Regional Context

Culpeper County is 13.0 composite risk points above the Virginia average, indicating that residents face greater natural hazard exposure than most of their in-state neighbors.

Is your household prepared for Culpeper County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Culpeper County, VA?
Culpeper County has a FEMA National Risk Index rating of Relatively Low, placing it in the 46th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Culpeper County?
Culpeper County is evaluated for five major natural hazard types: hurricane (71th percentile), earthquake (65th percentile), flooding (62th percentile), wildfire (35th percentile), tornado (31th percentile). The highest-risk hazard is hurricane at the 71th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Culpeper County risk compare to the Virginia average?
Culpeper County's composite risk percentile is 46th, compared to the Virginia state average of 33th percentile. The state's overall risk rating is Very Low. This means Culpeper County faces higher natural disaster risk than the typical county in Virginia.
Is Culpeper County at risk for hurricane?
Yes, Culpeper County's hurricane risk is at the 71th percentile nationally. This is above the national median. For flooding specifically, Culpeper County is at the 62th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Culpeper County higher risk than average?
Culpeper County's composite risk score of 46th percentile is above the Virginia state average of 33th percentile. This elevated risk is driven by hurricane exposure (71th percentile), along with earthquake and flooding risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.