James City County Disaster Risk

James City County, Virginia

FEMA Risk Rating

Relatively Low

National Percentile

53th

of 3,144 counties

State Rank

#31

of 133 (1 = highest risk)

Flood Risk

61th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 61% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 46% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 51% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 61% of US counties

Hurricane

Tropical cyclone and hurricane risk

Moderate

Higher than 82% of US counties

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Frequently Asked Questions

What is the natural disaster risk in James City County, VA?
James City County has a FEMA National Risk Index rating of Relatively Low, placing it in the 53th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect James City County?
James City County is evaluated for five major natural hazard types: hurricane (82th percentile), earthquake (61th percentile), flooding (61th percentile), tornado (51th percentile), wildfire (46th percentile). The highest-risk hazard is hurricane at the 82th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does James City County risk compare to the Virginia average?
James City County's composite risk percentile is 53th, compared to the Virginia state average of 33th percentile. The state's overall risk rating is Very Low. This means James City County faces higher natural disaster risk than the typical county in Virginia.
Is James City County at risk for hurricane?
Yes, James City County's hurricane risk is at the 82th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, James City County is at the 61th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is James City County higher risk than average?
James City County's composite risk score of 53th percentile is above the Virginia state average of 33th percentile. This elevated risk is driven by hurricane exposure (82th percentile), along with earthquake and flooding and tornado risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.