riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Berkeley County Disaster Risk

Berkeley County, West Virginia

FEMA Risk Rating

Relatively Low

National Percentile

68th

of 3,144 counties

State Rank

#15

of 55 (1 = highest risk)

Flood Risk

80th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 80% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 32% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 43% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 66% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively Low

Higher than 80% of US counties

Risk Overview

About Natural Disaster Risk in Berkeley County, West Virginia

Berkeley faces multiple hazard threats

Berkeley County's composite risk score of 68.26 ranks it as Relatively Low but notably above the national average, reflecting exposure to multiple natural hazards. The county's proximity to the Eastern Panhandle creates unique vulnerability patterns.

Mid-range risk for West Virginia

Berkeley's score of 68.26 exceeds the state average of 49.21, placing it in the riskier half of West Virginia counties. This reflects the county's diverse hazard landscape.

Riskier than inland neighbors

Berkeley faces notably higher risk than Braxton County (36.16) and Barbour County (24.01) due to stronger hurricane and flood exposure. Its elevated risks align more closely with neighboring Cabell County (85.37).

Hurricanes, floods dominate hazard profile

Berkeley's hurricane risk of 80.35 and flood risk of 79.83 are its most serious threats, driven by proximity to Atlantic storm systems and river flooding patterns. Tornado and earthquake risks are more moderate at 42.59 and 66.06 respectively.

Flood insurance strongly recommended

Berkeley residents should prioritize flood insurance beyond standard homeowners coverage, as standard policies exclude flood damage. With hurricane and water-related risks elevated, comprehensive protection is a smart investment.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Berkeley County

Top Hazards by Exposure

  1. #1
    HurricanePrepare
    80th percentile
  2. #2
    FloodPrepare
    80th percentile
  3. #3
    EarthquakePrepare
    66th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Berkeley County

Risk Verdict

At the 68th percentile nationally, Berkeley County experiences a manageable level of natural hazard risk that falls below the U.S. median. Berkeley County's risk profile calls for targeted preparedness, focusing on the hazard categories that dominate the county's score.

Hazard Breakdown

Hurricane risk is Berkeley County's dominant natural hazard, ranked at the 80th percentile nationally under FEMA's National Risk Index. Flood ranks second at the 80th percentile nationally. Additional tracked hazards include earthquake (66th percentile), tornado (43th percentile), wildfire (32th percentile).

Preparedness Context

Berkeley County's primary hazard, hurricane, ranks at the 80th percentile nationally. Having a designated out-of-area contact, a pre-packed go-bag with medications and documents, and a confirmed evacuation route reduces decision-making load when a storm intensifies rapidly. Flood, the county's second-ranked hazard at the 80th percentile nationally, represents an additional preparedness consideration for Berkeley County independent of hurricane season. The National Hurricane Center's official forecast cone and local NWS office watches and warnings are the authoritative sources for Berkeley County storm tracking; households benefit from bookmarking these before storm season rather than relying on social media during an event.

Regional Context

Berkeley County falls 19.0 points above West Virginia's typical county risk level, which means the hazard environment here is notably more demanding than the state baseline.

Is your household prepared for Berkeley County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Berkeley County, WV?
Berkeley County has a FEMA National Risk Index rating of Relatively Low, placing it in the 68th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Berkeley County?
Berkeley County is evaluated for five major natural hazard types: hurricane (80th percentile), flooding (80th percentile), earthquake (66th percentile), tornado (43th percentile), wildfire (32th percentile). The highest-risk hazard is hurricane at the 80th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Berkeley County risk compare to the West Virginia average?
Berkeley County's composite risk percentile is 68th, compared to the West Virginia state average of 49th percentile. The state's overall risk rating is Relatively Low. This means Berkeley County faces higher natural disaster risk than the typical county in West Virginia.
Is Berkeley County at risk for hurricane?
Yes, Berkeley County's hurricane risk is at the 80th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Berkeley County is at the 80th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Berkeley County higher risk than average?
Berkeley County's composite risk score of 68th percentile is above the West Virginia state average of 49th percentile. This elevated risk is driven by hurricane exposure (80th percentile), along with flooding and earthquake risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.