riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Calhoun County Disaster Risk

Calhoun County, West Virginia

FEMA Risk Rating

Very Low

National Percentile

17th

of 3,144 counties

State Rank

#50

of 55 (1 = highest risk)

Flood Risk

46th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 46% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 4% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 6% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 25% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively Low

Higher than 45% of US counties

Risk Overview

About Natural Disaster Risk in Calhoun County, West Virginia

Calhoun ranks safest in entire state

Calhoun County's composite risk score of 16.83 earns a Very Low rating, placing it among America's safest counties for natural disasters. The score reflects the county's protected inland location and minimal hazard exposure.

State's lowest natural disaster risk

Calhoun's score of 16.83 is the lowest in West Virginia, standing far below the state average of 49.21. The county offers residents exceptional protection from major natural hazards.

Safest corner of central West Virginia

Calhoun is significantly safer than all neighboring counties, including Braxton County (36.16) and Barbour County (24.01). This safety advantage makes Calhoun the most secure location in its region.

Minimal hazard exposure statewide

Calhoun's flood risk of 45.55 is its highest score, though still modest by state standards. Wildfire and tornado risks are extraordinarily low at 3.79 and 5.69 respectively, with earthquake risk at 24.55.

Standard insurance provides ample coverage

Calhoun residents can rely on conventional homeowners insurance for excellent protection, as the county's overall hazard environment is exceptionally favorable. Basic coverage typically meets all reasonable needs.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Calhoun County

Top Hazards by Exposure

  1. #1
    FloodPrepare
    46th percentile
  2. #2
    HurricanePrepare
    45th percentile
  3. #3
    EarthquakePrepare
    25th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Calhoun County

Risk Verdict

Calhoun County sits in the lower tier of U.S. counties for natural disaster exposure, ranked at the 17th percentile nationally. Even at the 17th percentile, Calhoun County's composite score reflects real hazard exposure categories — knowing which ones apply locally enables targeted, efficient household preparedness.

Hazard Breakdown

Flood risk is Calhoun County's dominant natural hazard, ranked at the 46th percentile nationally under FEMA's National Risk Index. Hurricane ranks second at the 45th percentile nationally. Additional tracked hazards include earthquake (25th percentile), tornado (6th percentile), wildfire (4th percentile).

Preparedness Context

With flood risk ranking at the 46th percentile nationally, Calhoun County residents face one of the most financially damaging hazards without specialized coverage. Flood insurance through the NFIP or a private carrier is worth evaluating regardless of current mortgage requirements. The county's second-ranked hazard, hurricane at the 45th percentile nationally, means Calhoun County residents face compounding risks from multiple natural hazard types during peak seasons. Registering for Calhoun County's county emergency alert system — typically through the county emergency management office's website — ensures households receive early warning when flood events develop faster than forecast.

Regional Context

Calhoun County falls 32.4 points below West Virginia's typical county risk level, making it one of the safer natural-hazard environments in the state.

Is your household prepared for Calhoun County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Calhoun County, WV?
Calhoun County has a FEMA National Risk Index rating of Very Low, placing it in the 17th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Calhoun County?
Calhoun County is evaluated for five major natural hazard types: flooding (46th percentile), hurricane (45th percentile), earthquake (25th percentile), tornado (6th percentile), wildfire (4th percentile). The highest-risk hazard is flooding at the 46th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Calhoun County risk compare to the West Virginia average?
Calhoun County's composite risk percentile is 17th, compared to the West Virginia state average of 49th percentile. The state's overall risk rating is Relatively Low. This means Calhoun County faces lower natural disaster risk than the typical county in West Virginia.
Is Calhoun County at risk for flooding?
Yes, Calhoun County's flooding risk is at the 46th percentile nationally. This is below the national median, indicating relatively lower exposure.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Calhoun County a safe place to live?
Calhoun County's composite risk score of 17th percentile is below the West Virginia state average of 49th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is flooding at the 46th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.