riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Mineral County Disaster Risk

Mineral County, West Virginia

FEMA Risk Rating

Relatively Low

National Percentile

53th

of 3,144 counties

State Rank

#28

of 55 (1 = highest risk)

Flood Risk

74th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 74% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 26% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 19% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 32% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively Low

Higher than 60% of US counties

Risk Overview

About Natural Disaster Risk in Mineral County, West Virginia

Mineral County has below-average national disaster risk

Mineral County's composite risk score of 52.83 is 7% above West Virginia's state average of 49.21, placing it in the "Relatively Low" category nationally. The county faces moderate exposure compared to the typical U.S. county, with flood risk as the primary concern.

Lower-middle risk tier in West Virginia

Mineral County ranks below the state median among West Virginia's 55 counties, with its 52.83 score placing it among the safer jurisdictions. The county benefits from lower wildfire, tornado, and earthquake risks compared to many peers.

One of the safer counties in its region

Mineral County's 52.83 score is notably lower than Marshall County (56.81), Mason County (57.44), and Monongalia County (71.53) in the surrounding area. Only Monroe County's very low 28.28 ranks significantly safer in the regional context.

Flooding and hurricanes outpace other hazards

Mineral County's flood risk of 74.24 is the dominant hazard, while hurricane risk of 59.70 ranks second. The county's wildfire (25.80), tornado (18.54), and earthquake (32.35) risks all remain comparatively low.

Flood insurance is the primary insurance need

With flood risk at 74.24, flood insurance is the critical coverage priority, especially for properties in or near floodplain zones. Standard homeowners insurance typically covers wind damage, providing adequate protection against the county's moderate hurricane and tornado risks.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Mineral County

Top Hazards by Exposure

  1. #1
    FloodPrepare
    74th percentile
  2. #2
    HurricanePrepare
    60th percentile
  3. #3
    EarthquakePrepare
    32th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Mineral County

Risk Verdict

Natural hazard pressure in Mineral County is below the national midpoint, with a composite score at the 53th percentile. Proactive emergency planning and awareness of the specific hazards driving Mineral County's score can meaningfully reduce household risk.

Hazard Breakdown

Flood risk is Mineral County's dominant natural hazard, ranked at the 74th percentile nationally under FEMA's National Risk Index. Hurricane ranks second at the 60th percentile nationally. Additional tracked hazards include earthquake (32th percentile), wildfire (26th percentile), tornado (19th percentile).

Preparedness Context

Flood risk is Mineral County's top hazard at the 74th percentile nationally. Households in or near designated flood zones face elevated financial exposure; flood insurance typically requires a 30-day waiting period before it takes effect, so applying before the season is advisable. Alongside flooding, hurricane exposure at the 60th percentile means households benefit from a multi-hazard preparedness plan rather than focusing on flood alone. Households across Mineral County should identify the nearest community shelter and keep a basic emergency kit — water, non-perishable food, medications, flashlight, and battery radio — in a location easy to grab quickly.

Regional Context

Mineral County's risk score is broadly comparable to the West Virginia county average, with a 3.6-point gap that places the county near the center of the state's hazard distribution.

Is your household prepared for Mineral County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Mineral County, WV?
Mineral County has a FEMA National Risk Index rating of Relatively Low, placing it in the 53th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Mineral County?
Mineral County is evaluated for five major natural hazard types: flooding (74th percentile), hurricane (60th percentile), earthquake (32th percentile), wildfire (26th percentile), tornado (19th percentile). The highest-risk hazard is flooding at the 74th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Mineral County risk compare to the West Virginia average?
Mineral County's composite risk percentile is 53th, compared to the West Virginia state average of 49th percentile. The state's overall risk rating is Relatively Low. This means Mineral County faces higher natural disaster risk than the typical county in West Virginia.
Is Mineral County at risk for flooding?
Yes, Mineral County's flooding risk is at the 74th percentile nationally. This is above the national median.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Mineral County higher risk than average?
Mineral County's composite risk score of 53th percentile is above the West Virginia state average of 49th percentile. This elevated risk is driven by flooding exposure (74th percentile), along with hurricane risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.