riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Upshur County Disaster Risk

Upshur County, West Virginia

FEMA Risk Rating

Relatively Low

National Percentile

45th

of 3,144 counties

State Rank

#31

of 55 (1 = highest risk)

Flood Risk

68th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 68% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 11% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 13% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 33% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively Low

Higher than 48% of US counties

Risk Overview

About Natural Disaster Risk in Upshur County, West Virginia

Upshur ranks below national risk average

With a composite risk score of 44.85, Upshur County sits comfortably below the national average and well below West Virginia's state average of 49.21. This relatively low profile means the county faces fewer compounded natural hazards than most U.S. counties, though localized flood risks still warrant attention.

Third-safest county in West Virginia

Upshur ranks third from the bottom among West Virginia's 55 counties for overall natural disaster risk. Only Webster and Wirt counties carry lower composite risk scores, positioning Upshur as one of the state's safer communities for natural hazards.

Safer than surrounding coal-region counties

Upshur's score of 44.85 outperforms neighboring Wetzel County (56.90) and Wyoming County (67.37), both of which face significantly higher wildfire and flood exposure. Compared to nearby Wood County's 79.83 risk score, Upshur residents experience markedly lower overall natural disaster vulnerability.

Flooding poses the clearest local threat

Flood risk dominates Upshur's hazard profile at 68.38—more than five times the county's wildfire risk of 10.72. Tornado and earthquake risks remain minimal at 12.79 and 33.37 respectively, leaving water management as the primary natural hazard concern for residents and planners.

Prioritize flood insurance for peace of mind

Despite low overall risk, Upshur's elevated flood score makes flood insurance a smart investment, especially for properties near streams and in valley communities. Standard homeowners policies typically exclude flood damage, so a separate federal or private flood policy can protect your home and finances when heavy rains occur.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Upshur County

Top Hazards by Exposure

  1. #1
    FloodPrepare
    68th percentile
  2. #2
    HurricanePrepare
    48th percentile
  3. #3
    EarthquakePrepare
    33th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Upshur County

Risk Verdict

With a national percentile rank of 45th, Upshur County faces below-average hazard exposure relative to U.S. counties as a whole. At the 45th percentile, Upshur County's risk profile is among the more manageable in the country — the hazard-specific breakdown above shows where any remaining preparedness focus is best directed.

Hazard Breakdown

Flood risk is Upshur County's dominant natural hazard, ranked at the 68th percentile nationally under FEMA's National Risk Index. Hurricane ranks second at the 48th percentile nationally. Additional tracked hazards include earthquake (33th percentile), tornado (13th percentile), wildfire (11th percentile).

Preparedness Context

With flood risk ranking at the 68th percentile nationally, Upshur County residents face one of the most financially damaging hazards without specialized coverage. Flood insurance through the NFIP or a private carrier is worth evaluating regardless of current mortgage requirements. The county's second-ranked hazard, hurricane at the 48th percentile nationally, means Upshur County residents face compounding risks from multiple natural hazard types during peak seasons. Registering for Upshur County's county emergency alert system — typically through the county emergency management office's website — ensures households receive early warning when flood events develop faster than forecast.

Regional Context

Upshur County tracks the West Virginia county average closely, sitting 4.4 composite points below the state mean — neither a standout high-risk nor low-risk county within West Virginia.

Is your household prepared for Upshur County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Upshur County, WV?
Upshur County has a FEMA National Risk Index rating of Relatively Low, placing it in the 45th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Upshur County?
Upshur County is evaluated for five major natural hazard types: flooding (68th percentile), hurricane (48th percentile), earthquake (33th percentile), tornado (13th percentile), wildfire (11th percentile). The highest-risk hazard is flooding at the 68th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Upshur County risk compare to the West Virginia average?
Upshur County's composite risk percentile is 45th, compared to the West Virginia state average of 49th percentile. The state's overall risk rating is Relatively Low. This means Upshur County faces lower natural disaster risk than the typical county in West Virginia.
Is Upshur County at risk for flooding?
Yes, Upshur County's flooding risk is at the 68th percentile nationally. This is above the national median.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Upshur County a safe place to live?
Upshur County's composite risk score of 45th percentile is below the West Virginia state average of 49th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is flooding at the 68th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.