riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Webster County Disaster Risk

Webster County, West Virginia

FEMA Risk Rating

Very Low

National Percentile

35th

of 3,144 counties

State Rank

#39

of 55 (1 = highest risk)

Flood Risk

60th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 60% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 2% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 4% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 24% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 32% of US counties

Risk Overview

About Natural Disaster Risk in Webster County, West Virginia

Webster is West Virginia's safest county

Webster County's composite risk score of 35.27 ranks as the lowest in West Virginia and sits 30% below the state average of 49.21. This very low risk rating reflects minimal exposure to most major hazards, making Webster one of the nation's relatively safer counties for natural disasters.

Bottom of risk ranking in West Virginia

Webster County ranks second-lowest among all 55 West Virginia counties for natural disaster risk, surpassed only by Wirt County. This distinction reflects the county's geographic and climatic isolation from major hazard zones, creating a genuinely low-risk environment.

Significantly safer than surrounding region

Webster's 35.27 score dramatically underperforms neighboring Upshur County (44.85), Wetzel County (56.90), and Wyoming County (67.37), all of which face substantially higher overall risk. The county's isolation from major hazard corridors creates a marked safety advantage in the broader Appalachian region.

Flooding remains the only notable concern

Flood risk at 60.46 is Webster's primary hazard, though still well-managed compared to state levels; wildfire risk drops to just 2.16, nearly negligible. Tornado and earthquake risks rank minimal at 4.48 and 24.33 respectively, making Webster a remarkably safe community overall.

Flood insurance covers your main exposure

Even in a low-risk county, flood insurance remains prudent for properties in flood-prone zones or near streams, since standard homeowners policies exclude water damage. The relatively low overall risk means Webster residents can focus protection investments strategically rather than purchasing comprehensive hazard coverage across all categories.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Webster County

Top Hazards by Exposure

  1. #1
    FloodPrepare
    60th percentile
  2. #2
    HurricanePrepare
    32th percentile
  3. #3
    EarthquakePrepare
    24th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Webster County

Risk Verdict

Webster County carries a low natural disaster risk burden, scoring at the 35th percentile under the FEMA National Risk Index. Webster County residents can take confidence from a 35th percentile ranking, but even lower-risk counties benefit from a practiced household communication plan and awareness of the specific hazards listed above.

Hazard Breakdown

Flood risk is Webster County's dominant natural hazard, ranked at the 60th percentile nationally under FEMA's National Risk Index. Hurricane ranks second at the 32th percentile nationally. Additional tracked hazards include earthquake (24th percentile), tornado (4th percentile), wildfire (2th percentile).

Preparedness Context

Webster County's dominant hazard is flooding, ranked at the 60th percentile nationally. In addition to flood insurance, residents should identify their nearest evacuation shelter and store key documents in waterproof containers. Secondary hurricane exposure at the 32th percentile adds a second preparedness layer; households should review coverage options and alert sign-up for both hazard types. Webster County's county emergency management office publishes hazard-specific guidance tailored to local conditions; bookmarking that resource and the county's alert system is a practical first step for any household.

Regional Context

Compared to the West Virginia county average, Webster County's composite score runs 13.9 points lower — a gap that reflects the county's relatively modest hazard profile within its state context.

Is your household prepared for Webster County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Webster County, WV?
Webster County has a FEMA National Risk Index rating of Very Low, placing it in the 35th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Webster County?
Webster County is evaluated for five major natural hazard types: flooding (60th percentile), hurricane (32th percentile), earthquake (24th percentile), tornado (4th percentile), wildfire (2th percentile). The highest-risk hazard is flooding at the 60th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Webster County risk compare to the West Virginia average?
Webster County's composite risk percentile is 35th, compared to the West Virginia state average of 49th percentile. The state's overall risk rating is Relatively Low. This means Webster County faces lower natural disaster risk than the typical county in West Virginia.
Is Webster County at risk for flooding?
Yes, Webster County's flooding risk is at the 60th percentile nationally. This is above the national median.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Webster County a safe place to live?
Webster County's composite risk score of 35th percentile is below the West Virginia state average of 49th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is flooding at the 60th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.