riskbycounty
FEMA National Risk Index

Coffee County Disaster Risk

Coffee County, Alabama

FEMA Risk Rating

Relatively Moderate

National Percentile

83th

of 3,144 counties

State Rank

#16

of 67 (1 = highest risk)

Flood Risk

84th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Moderate

Higher than 84% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 56% of US counties

Tornado

Tornado and severe thunderstorm risk

Moderate

Higher than 90% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 59% of US counties

Hurricane

Tropical cyclone and hurricane risk

Moderate

Higher than 93% of US counties

Risk Advisory: Coffee County

Risk Verdict

Coffee County has a relatively moderate overall disaster risk profile, scoring in the 83th percentile nationally. While not in the highest tier, this county faces meaningful hazard exposure. Residents are encouraged to understand their specific risks and maintain emergency supplies.

Hazard Breakdown

Hurricane risk is the dominant hazard for Coffee County, scoring in the 93th percentile nationally. It is followed by tornado risk at the 90th percentile. Additional hazards include flood (84th), earthquake (59th), wildfire (56th).

Preparedness Context

With hurricane risk as the top concern, Coffee County residents should know your evacuation route, stockpile supplies for at least 72 hours, and review your homeowners and flood insurance policies annually. Secondary risks such as tornado also warrant attention in household and community preparedness planning. FEMA recommends all households maintain at least 72 hours of food, water, and medication supplies regardless of specific hazard exposure.

Regional Context

Coffee County is significantly riskier than the average county in Alabama. Its composite risk score is 21.9 points higher than the state average, meaning residents face above-average exposure to natural hazards compared to their neighbors.

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Frequently Asked Questions

What is the natural disaster risk in Coffee County, AL?
Coffee County has a FEMA National Risk Index rating of Relatively Moderate, placing it in the 83th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Coffee County?
Coffee County is evaluated for five major natural hazard types: hurricane (93th percentile), tornado (90th percentile), flooding (84th percentile), earthquake (59th percentile), wildfire (56th percentile). The highest-risk hazard is hurricane at the 93th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Coffee County risk compare to the Alabama average?
Coffee County's composite risk percentile is 83th, compared to the Alabama state average of 62th percentile. The state's overall risk rating is Relatively Low. This means Coffee County faces higher natural disaster risk than the typical county in Alabama.
Is Coffee County at risk for hurricane?
Yes, Coffee County's hurricane risk is at the 93th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Coffee County is at the 84th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Coffee County higher risk than average?
Coffee County's composite risk score of 83th percentile is above the Alabama state average of 62th percentile. This elevated risk is driven by hurricane exposure (93th percentile), along with tornado and flooding and earthquake and wildfire risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.

Counties with Similar Risk

Walker County

Alabama

-0.8

Relatively Moderate

83th percentile

Covington County

Alabama

-1.0

Relatively Moderate

82th percentile

Talladega County

Alabama

+1.2

Relatively Moderate

85th percentile

By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.

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