Covington County Disaster Risk

Covington County, Alabama

FEMA Risk Rating

Relatively Moderate

National Percentile

82th

of 3,144 counties

State Rank

#18

of 67 (1 = highest risk)

Flood Risk

69th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 69% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 50% of US counties

Tornado

Tornado and severe thunderstorm risk

Moderate

Higher than 84% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 54% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively High

Higher than 96% of US counties

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Frequently Asked Questions

What is the natural disaster risk in Covington County, AL?
Covington County has a FEMA National Risk Index rating of Relatively Moderate, placing it in the 82th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Covington County?
Covington County is evaluated for five major natural hazard types: hurricane (96th percentile), tornado (84th percentile), flooding (69th percentile), earthquake (54th percentile), wildfire (50th percentile). The highest-risk hazard is hurricane at the 96th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Covington County risk compare to the Alabama average?
Covington County's composite risk percentile is 82th, compared to the Alabama state average of 62th percentile. The state's overall risk rating is Relatively Low. This means Covington County faces higher natural disaster risk than the typical county in Alabama.
Is Covington County at risk for hurricane?
Yes, Covington County's hurricane risk is at the 96th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Covington County is at the 69th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Covington County higher risk than average?
Covington County's composite risk score of 82th percentile is above the Alabama state average of 62th percentile. This elevated risk is driven by hurricane exposure (96th percentile), along with tornado and flooding and earthquake risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.