riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

DeKalb County Disaster Risk

DeKalb County, Alabama

FEMA Risk Rating

Relatively Low

National Percentile

80th

of 3,144 counties

State Rank

#21

of 67 (1 = highest risk)

Flood Risk

82th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Moderate

Higher than 82% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 74% of US counties

Tornado

Tornado and severe thunderstorm risk

Moderate

Higher than 88% of US counties

Earthquake

Seismic activity and ground shaking risk

Moderate

Higher than 86% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively Low

Higher than 70% of US counties

Risk Overview

About Natural Disaster Risk in DeKalb County, Alabama

DeKalb's Risk Sits Above National Average

DeKalb County scores 80.38 on the composite risk scale, earning a Relatively Low rating but running notably higher than the national average. This score reflects above-average exposure to multiple hazard types, particularly tornadoes and earthquakes, which residents should monitor year-round.

Higher Risk Than Most Alabama Counties

At 80.38, DeKalb's composite risk exceeds Alabama's state average of 61.54, placing it in the riskier half of the state's 67 counties. The county faces particularly acute tornado exposure compared to most of its peers statewide.

Among the State's Most Hazard-Prone

DeKalb's 80.38 score ranks it among the higher-risk counties in northeast Alabama, especially compared to neighboring Fayette County (38.17) and Franklin County (67.72). The county's 88.26 tornado risk stands out as one of the state's highest.

Tornadoes and Earthquakes Lead Threats

Tornado risk dominates at 88.26, making severe spring and fall storms the county's primary concern—DeKalb consistently ranks in Alabama's top tier for tornado exposure. Earthquakes present the second major hazard at 85.56, a moderate concern that deserves attention in home preparation and emergency planning.

Secure Coverage for Two Major Threats

Homeowners should prioritize wind and hail coverage for tornado season, as standard homeowners insurance often excludes or limits this protection. Adding earthquake insurance is prudent given DeKalb's above-average seismic risk, and a reinforced safe room or basement shelter offers life-saving protection during severe weather.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in DeKalb County

Top Hazards by Exposure

  1. #1
    TornadoPrepare
    88th percentile
  2. #2
    EarthquakePrepare
    86th percentile
  3. #3
    FloodPrepare
    82th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: DeKalb County

Risk Verdict

DeKalb County sits below the national average for natural disaster exposure, ranking at the 80th percentile across all U.S. counties. DeKalb County's elevated composite score reflects cumulative multi-hazard exposure; households should prepare for the county's two or three primary hazard types.

Hazard Breakdown

Tornado risk is DeKalb County's dominant natural hazard, ranked at the 88th percentile nationally under FEMA's National Risk Index. Earthquake ranks second at the 86th percentile nationally. Additional tracked hazards include flood (82th percentile), wildfire (74th percentile), hurricane (70th percentile).

Preparedness Context

Ranked at the 88th percentile nationally for tornado risk, DeKalb County is in a zone where storm shelters have the highest per-dollar protective value of any mitigation investment. DeKalb County's county shelter map is typically available through the local emergency management office. Earthquake is the second hazard driver for DeKalb County at the 86th percentile nationally, meaning households should maintain awareness of both severe-weather and earthquake-specific warning systems. DeKalb County residents can check the county's emergency management website for community shelter locations nearest their address — a step worth completing now, not during a warning.

Regional Context

A composite score 18.8 points above the Alabama state average puts DeKalb County in a higher-risk category than most counties in the state.

Is your household prepared for DeKalb County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in DeKalb County, AL?
DeKalb County has a FEMA National Risk Index rating of Relatively Low, placing it in the 80th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect DeKalb County?
DeKalb County is evaluated for five major natural hazard types: tornado (88th percentile), earthquake (86th percentile), flooding (82th percentile), wildfire (74th percentile), hurricane (70th percentile). The highest-risk hazard is tornado at the 88th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does DeKalb County risk compare to the Alabama average?
DeKalb County's composite risk percentile is 80th, compared to the Alabama state average of 62th percentile. The state's overall risk rating is Relatively Low. This means DeKalb County faces higher natural disaster risk than the typical county in Alabama.
Is DeKalb County at risk for tornado?
Yes, DeKalb County's tornado risk is at the 88th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, DeKalb County is at the 82th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is DeKalb County higher risk than average?
DeKalb County's composite risk score of 80th percentile is above the Alabama state average of 62th percentile. This elevated risk is driven by tornado exposure (88th percentile), along with earthquake and flooding and wildfire and hurricane risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.