riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Limestone County Disaster Risk

Limestone County, Alabama

FEMA Risk Rating

Relatively Low

National Percentile

80th

of 3,144 counties

State Rank

#22

of 67 (1 = highest risk)

Flood Risk

77th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 77% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 26% of US counties

Tornado

Tornado and severe thunderstorm risk

Moderate

Higher than 88% of US counties

Earthquake

Seismic activity and ground shaking risk

Moderate

Higher than 90% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively Low

Higher than 60% of US counties

Risk Overview

About Natural Disaster Risk in Limestone County, Alabama

Limestone County sits above national risk average

Limestone County's composite risk score of 79.96 exceeds typical U.S. disaster exposure, earning a relatively low overall rating but reflecting real hazards. The score masks significant variation across hazard types, with some risks far above and others well below national norms.

Second-highest risk county in Alabama

Limestone County ranks near the top of Alabama's risk distribution, with a composite score of 79.96 compared to the state average of 61.54. Only Madison County carries higher composite risk statewide, putting Limestone County in an elevated tier of vulnerability.

Higher risk than most regional peers

Limestone County's 79.96 score substantially exceeds adjacent Marengo County (52.16) and Marion County (69.15), though it trails Marshall County's 87.31. The county's tornado and earthquake risks are particularly elevated compared to surrounding counties.

Tornado and earthquake dominate exposure

Tornado risk stands extremely high at 88.17, making spring and fall severe weather seasons particularly dangerous for Limestone County residents. Earthquake risk follows at 89.89, reflecting the county's position near seismic activity zones, while flood risk (76.69) rounds out major concerns.

Prioritize tornado and earthquake preparedness

Limestone County residents should ensure they have a safe room or shelter plan before tornado season, plus verify their homeowners insurance covers wind damage. Consider adding earthquake coverage to standard policies, and document your home's condition with photos for insurance claims.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Limestone County

Top Hazards by Exposure

  1. #1
    EarthquakePrepare
    90th percentile
  2. #2
    TornadoPrepare
    88th percentile
  3. #3
    FloodPrepare
    77th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Limestone County

Risk Verdict

At the 80th percentile nationally, Limestone County experiences a manageable level of natural hazard risk that falls below the U.S. median. High composite risk signals that multiple hazard types are elevated simultaneously; planning for more than one scenario is important in Limestone County.

Hazard Breakdown

Earthquake risk is Limestone County's dominant natural hazard, ranked at the 90th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 88th percentile nationally. Additional tracked hazards include flood (77th percentile), hurricane (60th percentile), wildfire (26th percentile).

Preparedness Context

Limestone County's primary hazard, earthquake, ranks at the 90th percentile nationally. Unreinforced masonry structures carry the highest injury risk during seismic events; residents in older buildings should check with their municipality about available seismic retrofit programs. Alongside earthquake exposure, Limestone County's tornado risk at the 88th percentile nationally reinforces the value of maintaining a household emergency supply cache usable for multiple hazard scenarios. After a major earthquake, Limestone County residents should expect water service disruption for 24 to 72 or more hours. Storing a minimum of one gallon per person per day for three days — before any event — is the most direct preparedness action households can take.

Regional Context

Limestone County falls 18.4 points above Alabama's typical county risk level, which means the hazard environment here is notably more demanding than the state baseline.

Is your household prepared for Limestone County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Limestone County, AL?
Limestone County has a FEMA National Risk Index rating of Relatively Low, placing it in the 80th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Limestone County?
Limestone County is evaluated for five major natural hazard types: earthquake (90th percentile), tornado (88th percentile), flooding (77th percentile), hurricane (60th percentile), wildfire (26th percentile). The highest-risk hazard is earthquake at the 90th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Limestone County risk compare to the Alabama average?
Limestone County's composite risk percentile is 80th, compared to the Alabama state average of 62th percentile. The state's overall risk rating is Relatively Low. This means Limestone County faces higher natural disaster risk than the typical county in Alabama.
Is Limestone County at risk for earthquake?
Yes, Limestone County's earthquake risk is at the 90th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Limestone County is at the 77th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Limestone County higher risk than average?
Limestone County's composite risk score of 80th percentile is above the Alabama state average of 62th percentile. This elevated risk is driven by earthquake exposure (90th percentile), along with tornado and flooding and hurricane risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.