riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Yuma County Disaster Risk

Yuma County, Arizona

FEMA Risk Rating

Relatively Moderate

National Percentile

93th

of 3,144 counties

State Rank

#8

of 15 (1 = highest risk)

Flood Risk

91th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Moderate

Higher than 91% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 59% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 14% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively High

Higher than 98% of US counties

Hurricane

Tropical cyclone and hurricane risk

Very Low

Higher than 23% of US counties

Risk Overview

About Natural Disaster Risk in Yuma County, Arizona

Yuma's risk moderately elevated

Yuma County scores 92.56 on composite risk, landing in the relatively moderate category but above national baselines. The score reflects substantial earthquake exposure paired with meaningful flood and hurricane threats unusual for Arizona.

Mid-to-upper range in Arizona

Yuma ranks seventh among Arizona's 15 counties with a 92.56 score, exceeding the state average of 84.45 by 8.1 points. The county faces meaningful disaster risk, though lower than Arizona's top-tier counties.

Distinctive risk profile in southwest

Yuma's 92.56 exceeds Santa Cruz (88.33) and Navajo (88.07) but falls below the higher-risk counties of Pinal, Mohave, and Yavapai. The county's unique earthquake (98.44) and hurricane (22.74) exposure sets it apart from state peers.

Earthquake and flood are paramount

Yuma faces exceptional earthquake risk at 98.44—the highest in Arizona—combined with flood risk at 90.97. The county also experiences the state's highest hurricane risk at 22.74, a rare Arizona hazard requiring attention.

Earthquake and flood insurance urgent

Yuma's 98.44 earthquake score demands immediate earthquake coverage; standard policies exclude this hazard entirely. Add flood insurance and verify your homeowners policy covers hurricane and wind damage, given Yuma's unique southwestern exposure profile.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Yuma County

Top Hazards by Exposure

  1. #1
    EarthquakePrepare
    98th percentile
  2. #2
    FloodPrepare
    91th percentile
  3. #3
    WildfirePrepare
    59th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Yuma County

Risk Verdict

Yuma County's overall risk score at the 93th percentile nationally signals meaningful exposure to multiple natural hazard types. Comprehensive household preparedness — including reviewing insurance, maintaining emergency supplies, and knowing evacuation routes — is strongly recommended.

Hazard Breakdown

Earthquake risk is Yuma County's dominant natural hazard, ranked at the 98th percentile nationally under FEMA's National Risk Index. Flood ranks second at the 91th percentile nationally. Additional tracked hazards include wildfire (59th percentile), hurricane (23th percentile), tornado (14th percentile).

Preparedness Context

Yuma County ranks at the 98th percentile nationally for earthquake risk. Unlike most natural hazards, earthquakes provide no advance warning; preparedness here means structural adjustments and a practiced response, not alert monitoring. The county's flood risk at the 91th percentile nationally is a seasonal consideration alongside the year-round earthquake threat, requiring awareness of both hazard types. For earthquake preparedness, Yuma County's county emergency management office often maintains a list of community water supply points, Red Cross shelter locations, and post-quake assistance programs — useful resources to identify before an event occurs.

Regional Context

Compared to other Arizona counties, Yuma County runs 8.1 composite risk points higher than the state mean — reflecting above-average hazard concentration in this area.

Is your household prepared for Yuma County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Yuma County, AZ?
Yuma County has a FEMA National Risk Index rating of Relatively Moderate, placing it in the 93th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Yuma County?
Yuma County is evaluated for five major natural hazard types: earthquake (98th percentile), flooding (91th percentile), wildfire (59th percentile), hurricane (23th percentile), tornado (14th percentile). The highest-risk hazard is earthquake at the 98th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Yuma County risk compare to the Arizona average?
Yuma County's composite risk percentile is 93th, compared to the Arizona state average of 85th percentile. The state's overall risk rating is Relatively Moderate. This means Yuma County faces higher natural disaster risk than the typical county in Arizona.
Is Yuma County at risk for earthquake?
Yes, Yuma County's earthquake risk is at the 98th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Yuma County is at the 91th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Yuma County higher risk than average?
Yuma County's composite risk score of 93th percentile is above the Arizona state average of 85th percentile. This elevated risk is driven by earthquake exposure (98th percentile), along with flooding and wildfire risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.