riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Clay County Disaster Risk

Clay County, Arkansas

FEMA Risk Rating

Relatively Low

National Percentile

72th

of 3,144 counties

State Rank

#20

of 75 (1 = highest risk)

Flood Risk

40th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 40% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Very Low

Higher than 6% of US counties

Tornado

Tornado and severe thunderstorm risk

Relatively Low

Higher than 71% of US counties

Earthquake

Seismic activity and ground shaking risk

Moderate

Higher than 94% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively Low

Higher than 50% of US counties

Risk Overview

About Natural Disaster Risk in Clay County, Arkansas

Clay County's Surprising Risk Profile

Clay County scores 71.63 on the composite risk scale—higher than the national average—yet earns a "relatively low" rating due to its specific hazard mix. Your exposure concentrates in earthquakes (93.89) and tornadoes (71.12), while floods and wildfires remain manageable. This uneven distribution means your true risk lies in a few targeted hazards.

Above-Average Risk, Solid State Standing

Clay County's 71.63 exceeds Arkansas's 55.51 state average by 29%, placing it in the upper-middle tier of state risk. Your score ranks above roughly half of Arkansas counties, driven largely by exceptional earthquake exposure. Despite this elevation, you still rate "relatively low" overall—a testament to manageable risk in other categories.

Riskier Than Nearby Clark County

Clay's 71.63 substantially exceeds Clark County's 41.09—a 74% higher risk level—reflecting Clay's dramatic earthquake hazard at 93.89. Your neighbors in Clark and Chicot counties enjoy more balanced risk profiles. This difference underscores the importance of earthquake preparedness specific to your county.

Earthquakes Dominate Your Exposure

Earthquakes pose an exceptional risk at 93.89—among the highest in the state—making this your defining natural disaster concern. Tornadoes add secondary pressure at 71.12, while floods and wildfires pose much lower threats. Your disaster planning should center almost entirely on seismic safety and tornado sheltering.

Earthquake Insurance Is Non-Negotiable

Standard homeowner's policies exclude earthquake damage, but your 93.89 risk score demands standalone earthquake coverage as a top priority. Pair this with comprehensive tornado protection—your 71.12 score warrants quality wind and hail riders. This two-pronged approach directly targets your actual hazard exposure.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Clay County

Top Hazards by Exposure

  1. #1
    EarthquakePrepare
    94th percentile
  2. #2
    TornadoPrepare
    71th percentile
  3. #3
    HurricanePrepare
    50th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Clay County

Risk Verdict

Clay County ranks at the 72th percentile nationally for natural disaster risk — below the median for U.S. counties. Residents are encouraged to understand which hazards dominate locally and tailor their preparedness accordingly.

Hazard Breakdown

Earthquake risk is Clay County's dominant natural hazard, ranked at the 94th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 71th percentile nationally. Additional tracked hazards include hurricane (50th percentile), flood (40th percentile), wildfire (6th percentile).

Preparedness Context

Clay County ranks at the 94th percentile nationally for earthquake risk. Unlike most natural hazards, earthquakes provide no advance warning; preparedness here means structural adjustments and a practiced response, not alert monitoring. Tornado at the 71th percentile nationally is a separate hazard dimension for Clay County that requires different protective strategies from earthquake preparedness. For earthquake preparedness, Clay County's county emergency management office often maintains a list of community water supply points, Red Cross shelter locations, and post-quake assistance programs — useful resources to identify before an event occurs.

Regional Context

Compared to other Arkansas counties, Clay County runs 16.1 composite risk points higher than the state mean — reflecting above-average hazard concentration in this area.

Is your household prepared for Clay County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Clay County, AR?
Clay County has a FEMA National Risk Index rating of Relatively Low, placing it in the 72th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Clay County?
Clay County is evaluated for five major natural hazard types: earthquake (94th percentile), tornado (71th percentile), hurricane (50th percentile), flooding (40th percentile), wildfire (6th percentile). The highest-risk hazard is earthquake at the 94th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Clay County risk compare to the Arkansas average?
Clay County's composite risk percentile is 72th, compared to the Arkansas state average of 56th percentile. The state's overall risk rating is Relatively Low. This means Clay County faces higher natural disaster risk than the typical county in Arkansas.
Is Clay County at risk for earthquake?
Yes, Clay County's earthquake risk is at the 94th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Clay County is at the 40th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Clay County higher risk than average?
Clay County's composite risk score of 72th percentile is above the Arkansas state average of 56th percentile. This elevated risk is driven by earthquake exposure (94th percentile), along with tornado risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.