riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

White County Disaster Risk

White County, Arkansas

FEMA Risk Rating

Relatively Moderate

National Percentile

86th

of 3,144 counties

State Rank

#9

of 75 (1 = highest risk)

Flood Risk

81th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 81% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 79% of US counties

Tornado

Tornado and severe thunderstorm risk

Moderate

Higher than 92% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively High

Higher than 96% of US counties

Hurricane

Tropical cyclone and hurricane risk

Relatively Low

Higher than 55% of US counties

Risk Overview

About Natural Disaster Risk in White County, Arkansas

White County faces above-average risk

With a composite risk score of 85.72, White County ranks as relatively moderate for natural disasters—notably higher than Arkansas's state average of 55.51. This places the county in the elevated risk category compared to many U.S. counties, driven primarily by seismic and tornado vulnerabilities.

Among Arkansas's highest-risk counties

White County's 85.72 score ranks it significantly above most Arkansas counties, sitting well above the state average of 55.51. The county's earthquake risk of 95.96 and tornado risk of 91.92 are particularly concerning relative to state peers.

Riskier than surrounding counties

White County's composite risk of 85.72 substantially exceeds nearby Yell County (58.94) and Woodruff County (42.27), making it the most hazard-prone in its immediate region. This higher risk profile stems from pronounced seismic activity and strong tornado exposure that distinguish it from neighbors.

Earthquakes and tornadoes dominate

Earthquake risk peaks at 95.96 and tornado risk reaches 91.92 in White County, creating a dual-threat environment for residents. Flood risk at 80.69 adds a third significant concern, particularly in low-lying areas prone to seasonal inundation.

Prioritize earthquake and wind coverage

Given White County's extreme earthquake and tornado risks, standard homeowners insurance is insufficient—you'll need separate earthquake coverage and verified wind/hail protection. Review your policy immediately to ensure adequate protection against these high-probability, high-impact events.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in White County

Top Hazards by Exposure

  1. #1
    EarthquakePrepare
    96th percentile
  2. #2
    TornadoPrepare
    92th percentile
  3. #3
    FloodPrepare
    81th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: White County

Risk Verdict

White County faces a moderate natural disaster risk profile, ranking at the 86th percentile nationally under FEMA's composite risk model. This risk level calls for more than general awareness: insurance coverage review, a family communication plan, and a prepared go-bag are practical priorities.

Hazard Breakdown

Earthquake risk is White County's dominant natural hazard, ranked at the 96th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 92th percentile nationally. Additional tracked hazards include flood (81th percentile), wildfire (79th percentile), hurricane (55th percentile).

Preparedness Context

Earthquake risk is White County's leading natural hazard, ranked at the 96th percentile nationally. Securing tall furniture, water heaters, and bookcases to walls with anti-tip hardware is among the simplest and most effective life-safety measures households can take. Alongside earthquake exposure, White County's tornado risk at the 92th percentile nationally reinforces the value of maintaining a household emergency supply cache usable for multiple hazard scenarios. White County residents should locate the main gas shutoff valve and keep an appropriate wrench nearby — gas leaks cause a significant share of earthquake-related injuries and fires, and the shutoff step is safe to take immediately after shaking stops.

Regional Context

White County's composite risk score sits 30.2 points above the Arkansas county average, placing it among the more hazard-exposed counties in the state.

Is your household prepared for White County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in White County, AR?
White County has a FEMA National Risk Index rating of Relatively Moderate, placing it in the 86th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect White County?
White County is evaluated for five major natural hazard types: earthquake (96th percentile), tornado (92th percentile), flooding (81th percentile), wildfire (79th percentile), hurricane (55th percentile). The highest-risk hazard is earthquake at the 96th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does White County risk compare to the Arkansas average?
White County's composite risk percentile is 86th, compared to the Arkansas state average of 56th percentile. The state's overall risk rating is Relatively Low. This means White County faces higher natural disaster risk than the typical county in Arkansas.
Is White County at risk for earthquake?
Yes, White County's earthquake risk is at the 96th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, White County is at the 81th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is White County higher risk than average?
White County's composite risk score of 86th percentile is above the Arkansas state average of 56th percentile. This elevated risk is driven by earthquake exposure (96th percentile), along with tornado and flooding and wildfire and hurricane risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.