Placer County Disaster Risk

Placer County, California

FEMA Risk Rating

Relatively Moderate

National Percentile

93th

of 3,144 counties

State Rank

#34

of 58 (1 = highest risk)

Flood Risk

96th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively High

Higher than 96% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively High

Higher than 99% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 23% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively High

Higher than 95% of US counties

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Frequently Asked Questions

What is the natural disaster risk in Placer County, CA?
Placer County has a FEMA National Risk Index rating of Relatively Moderate, placing it in the 93th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Placer County?
Placer County is evaluated for five major natural hazard types: wildfire (99th percentile), flooding (96th percentile), earthquake (95th percentile), tornado (23th percentile). The highest-risk hazard is wildfire at the 99th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Placer County risk compare to the California average?
Placer County's composite risk percentile is 93th, compared to the California state average of 89th percentile. The state's overall risk rating is Relatively Moderate. This means Placer County faces higher natural disaster risk than the typical county in California.
Is Placer County at risk for wildfire?
Yes, Placer County's wildfire risk is at the 99th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Placer County is at the 96th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Placer County higher risk than average?
Placer County's composite risk score of 93th percentile is above the California state average of 89th percentile. This elevated risk is driven by wildfire exposure (99th percentile), along with flooding and earthquake risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.