riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Bent County Disaster Risk

Bent County, Colorado

FEMA Risk Rating

Very Low

National Percentile

6th

of 3,144 counties

State Rank

#58

of 64 (1 = highest risk)

Flood Risk

8th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 8% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 65% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 20% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 17% of US counties

Risk Overview

About Natural Disaster Risk in Bent County, Colorado

Bent County enjoys exceptional natural disaster safety

Bent County scores just 5.63 on the composite risk scale, placing it among America's safest regions for natural disasters and far below both state and national averages. This exceptionally low rating indicates minimal multi-hazard exposure across virtually all disaster categories.

Colorado's safest county by composite risk measure

Bent's 5.63 composite score ranks it as one of the lowest-risk counties in Colorado, with disaster exposure representing only a fraction of the state average (40.67). The county benefits from its isolated plains geography and sparse settlement patterns.

Safest in the eastern Colorado plains region

Bent (5.63) sits far below Baca County (23.16) to the north, making it Colorado's safest county by a considerable margin. This remote location on the high plains offers natural protection against most major hazard types.

Wildfire is the only notable local hazard

Wildfire risk of 64.69 represents Bent's sole significant exposure, though this remains moderate compared to mountain counties. Flood (7.57), tornado (19.66), and earthquake (16.54) risks all rank among Colorado's lowest.

Minimal coverage needs in this exceptionally safe county

Bent County residents can rely on basic homeowner insurance with optional wildfire coverage, given the county's 5.63 composite risk score—the lowest in Colorado. Flood, earthquake, and special tornado protections are unnecessary in this exceptionally safe location.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Bent County

Top Hazards by Exposure

  1. #1
    WildfirePrepare
    65th percentile
  2. #2
    TornadoPrepare
    20th percentile
  3. #3
    EarthquakePrepare
    17th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Bent County

Risk Verdict

Bent County's overall natural disaster score at the 6th percentile puts it well below the national median for hazard exposure. The 6th percentile national ranking is one lens; Bent County residents also benefit from reviewing which specific hazard types drive the county's composite score and preparing accordingly.

Hazard Breakdown

Wildfire risk is Bent County's dominant natural hazard, ranked at the 65th percentile nationally under FEMA's National Risk Index. Tornado ranks second at the 20th percentile nationally. Additional tracked hazards include earthquake (17th percentile), flood (8th percentile).

Preparedness Context

With wildfire ranked at the 65th percentile nationally, Bent County is in a zone where air quality can deteriorate rapidly before structures are threatened. An N95 respirator and a HEPA air purifier are practical items for Bent County households to have on hand before fire season. The county's tornado exposure at the 20th percentile nationally complements the wildfire risk — saturating rain after burn scarring often triggers secondary flood and debris flow events. Defensible space, insurance review, and an evacuation plan are the three preparedness pillars for Bent County households — and the insurance review is the one most often deferred by Bent County residents and most costly to skip when a fire event actually occurs.

Regional Context

Bent County's composite risk score sits 35.0 points below the Colorado county average, reflecting a more favorable hazard environment than the state typical.

Is your household prepared for Bent County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Bent County, CO?
Bent County has a FEMA National Risk Index rating of Very Low, placing it in the 6th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Bent County?
Bent County is evaluated for five major natural hazard types: wildfire (65th percentile), tornado (20th percentile), earthquake (17th percentile), flooding (8th percentile). The highest-risk hazard is wildfire at the 65th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Bent County risk compare to the Colorado average?
Bent County's composite risk percentile is 6th, compared to the Colorado state average of 41th percentile. The state's overall risk rating is Very Low. This means Bent County faces lower natural disaster risk than the typical county in Colorado.
Is Bent County at risk for wildfire?
Yes, Bent County's wildfire risk is at the 65th percentile nationally. This is above the national median. For flooding specifically, Bent County is at the 8th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Bent County a safe place to live?
Bent County's composite risk score of 6th percentile is below the Colorado state average of 41th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is wildfire at the 65th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.