Boulder County Disaster Risk

Boulder County, Colorado

FEMA Risk Rating

Relatively Moderate

National Percentile

91th

of 3,144 counties

State Rank

#6

of 64 (1 = highest risk)

Flood Risk

92th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Moderate

Higher than 92% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively High

Higher than 98% of US counties

Tornado

Tornado and severe thunderstorm risk

Moderate

Higher than 93% of US counties

Earthquake

Seismic activity and ground shaking risk

Relatively Low

Higher than 81% of US counties

Risk Advisory: Boulder County

Risk Verdict

Boulder County has a relatively moderate overall disaster risk profile, scoring in the 91th percentile nationally. While not in the highest tier, this county faces meaningful hazard exposure. Residents are encouraged to understand their specific risks and maintain emergency supplies.

Hazard Breakdown

Wildfire risk is the dominant hazard for Boulder County, scoring in the 98th percentile nationally. It is followed by tornado risk at the 93th percentile. Additional hazards include flood (92th), earthquake (81th).

Preparedness Context

With wildfire risk as the top concern, Boulder County residents should create defensible space around your property, sign up for local emergency alerts, and prepare a go-bag with essential documents and medications. Secondary risks such as tornado also warrant attention in household and community preparedness planning. FEMA recommends all households maintain at least 72 hours of food, water, and medication supplies regardless of specific hazard exposure.

Regional Context

Boulder County is significantly riskier than the average county in Colorado. Its composite risk score is 50 points higher than the state average, meaning residents face above-average exposure to natural hazards compared to their neighbors.

Is your home insured against Boulder County's risks?

Compare home and flood insurance quotes in minutes.

Get Quotes →

Sponsored

High flood risk area

Learn about NFIP flood insurance coverage for your property.

Learn More →

Frequently Asked Questions

What is the natural disaster risk in Boulder County, CO?
Boulder County has a FEMA National Risk Index rating of Relatively Moderate, placing it in the 91th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Boulder County?
Boulder County is evaluated for five major natural hazard types: wildfire (98th percentile), tornado (93th percentile), flooding (92th percentile), earthquake (81th percentile). The highest-risk hazard is wildfire at the 98th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Boulder County risk compare to the Colorado average?
Boulder County's composite risk percentile is 91th, compared to the Colorado state average of 41th percentile. The state's overall risk rating is Very Low. This means Boulder County faces higher natural disaster risk than the typical county in Colorado.
Is Boulder County at risk for wildfire?
Yes, Boulder County's wildfire risk is at the 98th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Boulder County is at the 92th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Boulder County higher risk than average?
Boulder County's composite risk score of 91th percentile is above the Colorado state average of 41th percentile. This elevated risk is driven by wildfire exposure (98th percentile), along with tornado and flooding and earthquake risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.