riskbycounty
FEMA National Risk Index

Clear Creek County Disaster Risk

Clear Creek County, Colorado

FEMA Risk Rating

Relatively Low

National Percentile

47th

of 3,144 counties

State Rank

#27

of 64 (1 = highest risk)

Flood Risk

40th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 40% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Moderate

Higher than 94% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 19% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 26% of US counties

Risk Advisory: Clear Creek County

Risk Verdict

Clear Creek County shows a relatively low overall disaster risk profile, scoring in the 47th percentile nationally. The county faces moderate hazard exposure relative to other U.S. counties. Standard emergency preparedness is recommended, with attention to the specific hazards that dominate locally.

Hazard Breakdown

Wildfire risk is the dominant hazard for Clear Creek County, scoring in the 94th percentile nationally. It is followed by flood risk at the 40th percentile. Additional hazards include earthquake (26th), tornado (19th).

Preparedness Context

With wildfire risk as the top concern, Clear Creek County residents should create defensible space around your property, sign up for local emergency alerts, and prepare a go-bag with essential documents and medications. Secondary risks such as flood also warrant attention in household and community preparedness planning. FEMA recommends all households maintain at least 72 hours of food, water, and medication supplies regardless of specific hazard exposure.

Regional Context

Clear Creek County is significantly riskier than the average county in Colorado. Its composite risk score is 6.1 points higher than the state average, meaning residents face above-average exposure to natural hazards compared to their neighbors.

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Frequently Asked Questions

What is the natural disaster risk in Clear Creek County, CO?
Clear Creek County has a FEMA National Risk Index rating of Relatively Low, placing it in the 47th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Clear Creek County?
Clear Creek County is evaluated for five major natural hazard types: wildfire (94th percentile), flooding (40th percentile), earthquake (26th percentile), tornado (19th percentile). The highest-risk hazard is wildfire at the 94th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Clear Creek County risk compare to the Colorado average?
Clear Creek County's composite risk percentile is 47th, compared to the Colorado state average of 41th percentile. The state's overall risk rating is Very Low. This means Clear Creek County faces higher natural disaster risk than the typical county in Colorado.
Is Clear Creek County at risk for wildfire?
Yes, Clear Creek County's wildfire risk is at the 94th percentile nationally. This places it in the top quartile for this hazard type. For flooding specifically, Clear Creek County is at the 40th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Clear Creek County higher risk than average?
Clear Creek County's composite risk score of 47th percentile is above the Colorado state average of 41th percentile. This elevated risk is driven by wildfire exposure (94th percentile). Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.

Counties with Similar Risk

Montezuma County

Colorado

+0.9

Relatively Low

48th percentile

Rio Grande County

Colorado

-1.0

Relatively Low

46th percentile

Gunnison County

Colorado

-1.7

Relatively Low

45th percentile

By Logan Johnson, Founder & Data EditorUpdated Reviewed by Logan Johnson, Founder & Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.

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