riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Gunnison County Disaster Risk

Gunnison County, Colorado

FEMA Risk Rating

Relatively Low

National Percentile

45th

of 3,144 counties

State Rank

#29

of 64 (1 = highest risk)

Flood Risk

57th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Relatively Low

Higher than 57% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 70% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 6% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 41% of US counties

Risk Overview

About Natural Disaster Risk in Gunnison County, Colorado

Gunnison sits slightly above national average risk

With a composite risk score of 44.97, Gunnison County exceeds the national baseline and carries a "Relatively Low" rating. Its mountain terrain and wildland interface create above-average exposure to multiple hazards.

Mid-tier risk among Colorado counties

Gunnison's 44.97 score ranks it above Colorado's state average of 40.67, placing it in the moderate-risk tier for the state. This reflects typical mountain county hazard patterns.

Similar risk to neighboring mountain counties

Gunnison's risk level closely mirrors nearby Grand County (50.19) and contrasts sharply with ultra-safe Hinsdale County (1.02). The variation demonstrates how geology and geography dramatically alter disaster exposure within close proximity.

Wildfire and flood drive Gunnison's risk

Wildfire risk (70.20) and flood risk (57.03) are Gunnison's primary hazards, reflecting the county's river valleys and forested slopes. Tornado risk is minimal (6.17), while earthquake risk (41.19) remains moderate.

Secure wildfire and flood insurance now

Gunnison residents should verify wildfire and flood coverage separately from standard homeowner policies, as most exclude these perils. Properties near rivers or in forest zones face compounded risk and warrant comprehensive coverage.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Gunnison County

Top Hazards by Exposure

  1. #1
    WildfirePrepare
    70th percentile
  2. #2
    FloodPrepare
    57th percentile
  3. #3
    EarthquakePrepare
    41th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Gunnison County

Risk Verdict

With a national percentile rank of 45th, Gunnison County faces below-average hazard exposure relative to U.S. counties as a whole. The 45th percentile national ranking is one lens; Gunnison County residents also benefit from reviewing which specific hazard types drive the county's composite score and preparing accordingly.

Hazard Breakdown

Wildfire risk is Gunnison County's dominant natural hazard, ranked at the 70th percentile nationally under FEMA's National Risk Index. Flood ranks second at the 57th percentile nationally. Additional tracked hazards include earthquake (41th percentile), tornado (6th percentile).

Preparedness Context

At the 70th percentile nationally for wildfire risk, Gunnison County households benefit from creating defensible space — a buffer of reduced vegetation around structures — and reviewing whether homeowners insurance covers wildfire damage in this region. A secondary flood exposure at the 57th percentile nationally means Gunnison County residents face hazards from two distinct natural peril categories during different seasons. Enrolling in the county's wireless emergency alert system and keeping a vehicle at least half-full during peak fire season are low-cost habits that dramatically reduce evacuation lag time for Gunnison County residents.

Regional Context

Gunnison County tracks the Colorado county average closely, sitting 4.3 composite points above the state mean — neither a standout high-risk nor low-risk county within Colorado.

Is your household prepared for Gunnison County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Gunnison County, CO?
Gunnison County has a FEMA National Risk Index rating of Relatively Low, placing it in the 45th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Gunnison County?
Gunnison County is evaluated for five major natural hazard types: wildfire (70th percentile), flooding (57th percentile), earthquake (41th percentile), tornado (6th percentile). The highest-risk hazard is wildfire at the 70th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Gunnison County risk compare to the Colorado average?
Gunnison County's composite risk percentile is 45th, compared to the Colorado state average of 41th percentile. The state's overall risk rating is Very Low. This means Gunnison County faces higher natural disaster risk than the typical county in Colorado.
Is Gunnison County at risk for wildfire?
Yes, Gunnison County's wildfire risk is at the 70th percentile nationally. This is above the national median. For flooding specifically, Gunnison County is at the 57th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Why is Gunnison County higher risk than average?
Gunnison County's composite risk score of 45th percentile is above the Colorado state average of 41th percentile. This elevated risk is driven by wildfire exposure (70th percentile), along with flooding risk. Geographic location, terrain, climate patterns, and proximity to flood zones or fault lines all influence a county's risk profile.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.