riskbycounty
FEMA NRI 1.19.0Updated Nov 2023 · Coverage 2014–2023Methodology

Costilla County Disaster Risk

Costilla County, Colorado

FEMA Risk Rating

Very Low

National Percentile

7th

of 3,144 counties

State Rank

#54

of 64 (1 = highest risk)

Flood Risk

17th

percentile

Hazard Risk Breakdown

Flood

River, coastal, and surface flooding risk

Very Low

Higher than 17% of US counties

Wildfire

Wildland and wildland-urban interface fire risk

Relatively Low

Higher than 73% of US counties

Tornado

Tornado and severe thunderstorm risk

Very Low

Higher than 7% of US counties

Earthquake

Seismic activity and ground shaking risk

Very Low

Higher than 37% of US counties

Risk Overview

About Natural Disaster Risk in Costilla County, Colorado

Costilla County is exceptionally safe

Costilla's composite risk score of 6.55 places it in the very low category, among the safest counties in the nation. Despite its mountain location, the county faces minimal overall natural disaster exposure.

One of Colorado's safest counties

Costilla's 6.55 score is well below Colorado's 40.67 state average, ranking it near the bottom of the state's 64 counties for disaster risk. Residents enjoy exceptional safety compared to state peers.

Safest county in the south-central region

Costilla (6.55) is substantially safer than Conejos to the east (22.93) and Chaffee to the north (51.11). Its isolation and topography provide natural protection from major hazards.

Wildfire is the primary concern

Costilla's wildfire risk of 73.12 is its only notable hazard, reflecting forest coverage in the San Isabel area. Flood, tornado, and earthquake risks all remain minimal, below 37.

Basic coverage suffices for most residents

Standard homeowners insurance covers your main exposures, though wildfire coverage should be verified given your county's 73.12 score. Property owners in forested areas should maintain defensible space as an inexpensive risk reduction strategy.

Source: FEMA National Risk Index · Narrative reviewed by Evan Brooks, Data Editor

Preparedness Guide

What to Prepare for in Costilla County

Top Hazards by Exposure

  1. #1
    WildfirePrepare
    73th percentile
  2. #2
    EarthquakePrepare
    37th percentile
  3. #3
    FloodPrepare
    17th percentile

Source: FEMA National Risk Index v1.19.0 · Percentiles are national (3,144 counties)

Risk Advisory: Costilla County

Risk Verdict

Costilla County sits in the lower tier of U.S. counties for natural disaster exposure, ranked at the 7th percentile nationally. Residents of Costilla County can use the 7th percentile ranking as a baseline, while recognizing that individual properties may still lie in specific hazard zones that differ from the county average.

Hazard Breakdown

Wildfire risk is Costilla County's dominant natural hazard, ranked at the 73th percentile nationally under FEMA's National Risk Index. Earthquake ranks second at the 37th percentile nationally. Additional tracked hazards include flood (17th percentile), tornado (7th percentile).

Preparedness Context

At the 73th percentile nationally for wildfire risk, Costilla County households benefit from creating defensible space — a buffer of reduced vegetation around structures — and reviewing whether homeowners insurance covers wildfire damage in this region. The county's earthquake exposure at the 37th percentile nationally complements the wildfire risk — saturating rain after burn scarring often triggers secondary flood and debris flow events. Enrolling in the county's wireless emergency alert system and keeping a vehicle at least half-full during peak fire season are low-cost habits that dramatically reduce evacuation lag time for Costilla County residents.

Regional Context

Costilla County falls 34.1 points below Colorado's typical county risk level, making it one of the safer natural-hazard environments in the state.

Is your household prepared for Costilla County's hazards?

Review FEMA's county-specific preparedness checklists and emergency planning guides.

FEMA Ready Guide →

Frequently Asked Questions

What is the natural disaster risk in Costilla County, CO?
Costilla County has a FEMA National Risk Index rating of Very Low, placing it in the 7th percentile nationally out of 3,144 counties. This composite score reflects the county's overall exposure to natural hazards including floods, wildfires, tornadoes, earthquakes, and hurricanes, weighted by expected annual loss and social vulnerability.
What types of natural hazards affect Costilla County?
Costilla County is evaluated for five major natural hazard types: wildfire (73th percentile), earthquake (37th percentile), flooding (17th percentile), tornado (7th percentile). The highest-risk hazard is wildfire at the 73th percentile nationally. These scores are derived from FEMA's National Risk Index, which analyzes expected annual loss, social vulnerability, and community resilience for each hazard type.
How does Costilla County risk compare to the Colorado average?
Costilla County's composite risk percentile is 7th, compared to the Colorado state average of 41th percentile. The state's overall risk rating is Very Low. This means Costilla County faces lower natural disaster risk than the typical county in Colorado.
Is Costilla County at risk for wildfire?
Yes, Costilla County's wildfire risk is at the 73th percentile nationally. This is above the national median. For flooding specifically, Costilla County is at the 17th percentile.
How is natural disaster risk measured?
FEMA's National Risk Index (NRI) calculates risk scores for 18 natural hazard types across all U.S. counties and census tracts. The composite score combines Expected Annual Loss (estimated dollar losses from each hazard), Social Vulnerability (demographic factors affecting disaster impact), and Community Resilience (ability to recover). Percentile scores rank each county against all 3,144 U.S. counties, and risk ratings range from Very Low to Very High.
Is Costilla County a safe place to live?
Costilla County's composite risk score of 7th percentile is below the Colorado state average of 41th percentile, indicating relatively lower exposure to natural hazards. However, no county is completely risk-free. The primary hazard type is wildfire at the 73th percentile. Residents should still maintain emergency preparedness plans and appropriate insurance coverage.
By Evan Brooks, Data EditorUpdated Reviewed by Evan Brooks, Data Editor

Data Source

Risk data sourced from the FEMA National Risk Index (NRI). Risk scores are relative rankings (0–100) across all US counties — not absolute risk measures. Higher scores indicate higher relative risk compared to other counties.

Disclaimer: This data is informational only. It is not financial, insurance, or legal advice. Always consult a qualified professional before making insurance or real estate decisions.